M. P. THAKKAR, J. ( 1 ) TWO questions arise in this revisional application directed against an interlocutory order passed by the learned Judge presiding over 10 Court City Civil Court on July 23 1976 namely (1) Whether the learned trial Judge was right in holding that the document in question was a bond within the meaning of sec. 2 (c) (ii) of the Bombay Stamp Act 1958 and (2) whether the learned trial Judge was empowered to pass an order directing the petitioner plaintiff to pay the deficit stamp fees on the footing that the document was a bond alongwith ten times the penalty on the amount of deficit. ( 2 ) SO far as the first point is concerned the view taken by the learned trial Judge appears to be exceptionable. Under the document in question executed on October 17 1972 which is attested by witnesses and which does not make the amount under the document payable to order or bearer a new arrangement has been arrived at in respect of the preexisting liability for a sum of Rs. 15000. 00due by opponent defendant to petitioner plaintiff. By this document a time schedule has been provided for repayment of the debt by instalments as stipulated in the agreement and an obligation to pay the amount as per the time schedule has been undertaken. There is also a stipulation to the effect that in case of failure to adhere to the time schedule of payment the amount may be recovered by taking legal steps along with interest at 1250. ( 3 ) THE expression bond has been defined for the purposes of the Bombay Stamp Act 1958 in sec. 2 (c) (ii) as under :2 To this Act unless there is anything repugnant in the subject or context xx xx xx (c) bond includes xx xx xx (ii) any instrument attested by a witness and not payable to order or bearer where by a person obliges himself to pay money to another;the learned counsel for the petitioner has contended that inasmuch as there is a reference to the pre existing liability of Rs. 15000. 15000. 00 the docu- ment in question can be considered to be a supplementary document which provides for the manner of payment of the original debt as also for the payment of interest and It cannot therefore be said that by this document the opponent has obliged himself to pay a sum of money to the petitioner. It is contended that the obligation was already in existence and this document merely contains a recital pertaining to the said obligation. This document by itself does not create an obligation to pay. So runs the argument. And on this premise it is contended that the document would not fall within the description of bond within the meaning of sec. 2 (c) (ii) of the Bombay Stamp Act. Reliance in this connection has been placed on Radha Swami Sat Sang Sabha v. Raj Narain A. I. R. 1943 Allahabad 218 which has been cited with approval by Special Bench of the Allahabad High Court in M/s. Hindustan Sugar Mills Ltd. v. State of U. P and Others A. I. R. 1972 Allahabad 8. In Radha Swami Sat Sang Sabhas case the document which came up for consideration was a supp lementary document subsequently executed after promissory notes were executed by the debtor in favour of the creditor. In terms it has been mentioned therein that the promissory notes were kept alive and all that was achieved by the document in question was to provide for a fresh liability to pay interest apart from making the provision regarding manner of payment of principal debt. It appears that in substance the view taken by the Court was that the reference to the pre existing debt was an incidental reference and that the document in question was one making a provision for payment of interest which was not provided by the original document. In paragraph 16 of that judgment it has in terms been observed as under: in the case before us the four promissory notes remained outstanding and we know that as a matter of fact three suits were filed on the basis of the four promissory notes one of the suits consolidating two promissory notes and the other two suits were upon the basis of the other two promissory notes. ( 4 ) THE Court has thereafter made it clear that in every case one has to look at the intention of the parties and that so far as the document before the Court was concerned the find that in the present case the intention of the parties was not to extinguish the old promissory notes but to keep them alive and the document only provided for the method of payment and for reduction of interest under certain contingencies. ( 5 ) THE Division Bench has also in terms referred to the fact that if there was either a fresh contract without any antecedent contract at all or there was a novation of the contract and the old contract was extinguished the matter would stand on a different footing. What emerges from the aforesaid discussion is (i) that the paramount consideration to be borne in mind is as regards the real intention of the parties; (ii) if by the document the original contract is extinguished and a new contract is substituted in its place the document would fall within the description of bond (iii) if the original contract is kept alive and a supplementary agreement is executed which in substance provides for interest or mode of payment only and if the reference to the original contract is made only in an incidental manner in passing then the document would not tall within the definition of bond. The view taken by the Division Bench has been approved by the Special Bench of the Allahabad High Court in M/s. Hindustan Sugar Mills case (supra ). The crucial test therefore is to inquire what is real intention of the parties and whether the document in question in substance brings about a new contract in place of the old and whether it is a contract which is merely supplementary to the original contract. A very simple test can be devised in this connection. Can a plaintiff maintain a suit on the original contract without having to face the defence of novatio ? In other words if the subsequent document can defeat the suit of the plaintiff on the ground that the obligation undertaken under the original contract has been substituted by the new arrangement it cannot be said that the subsequent document is merely a supplementary document. In other words if the subsequent document can defeat the suit of the plaintiff on the ground that the obligation undertaken under the original contract has been substituted by the new arrangement it cannot be said that the subsequent document is merely a supplementary document. If a plaintiff can maintain his action on the basis of the original contract along with the subsequent contract the document in question can be said to be a supplementary document which does not bring about a novatio and would not fall within the description of bond. In the present case a suit on the original contract of deposit would not be maintainable in view of the subsequent contract by which a time schedule for payment was agreed upon coupled with a liability to pay interest on the failure to abide by the time schedule. In view of the subsequent document the plaintiff could not have maintained an action on the original contract. Under the original contract the plaintiff could have sued for repayment at any time. Under the subsequent contract the plaintiff could not sue for repayment unless the time schedule was breached. Under the original contract no interest could ever be claimed. Under the new contract no interest could be claimed provided the time schedule was adhered to but the liability to pay interest would arise if the time schedule was scuttled. Under the circumstances the subsequent contract constitutes novatio and it cannot be said to be a supplementary agreement which only incidentally makes a reference to the pre existing liability. This document itself creates a liability to ply in accordance with the time schedule embodied in the document and it also entitles the plaintiff to claim repayment along with interest only upon failure to abide by the time schedule and upon a breach being committed. Under the circumstances it cannot be said to be a supplementary agreement making a provision in relation to matters which were not provided in the original agreement. It is in point of fact a new agreement and therefore it would fall within the description of bond within the meaning of sec. 2 (c) (ii) of the Bombay Stamp Act. The view taken by the learned trial Judge is therefore correct. It is in point of fact a new agreement and therefore it would fall within the description of bond within the meaning of sec. 2 (c) (ii) of the Bombay Stamp Act. The view taken by the learned trial Judge is therefore correct. ( 6 ) COUNSEL for the petitioner is however right in his submission that under the Stamp Act a party producing a document in a Court of law has an option to pray for the document being admitted on payment of deficit stamp fees along with ten times the penalty. But it is merely an opinion. There is no obligation on his part to pay the deficit stamp fee along with ten times the deficit by way of penalty irrespective of whether he wants the document to be admitted in evidence or not. He is right in this submission. The Court cannot insist that the document should be tendered in evidence on payment of deficit along with penalty at ten times the deficit. There is no provision in the Stamp Act which empowers the Court to oblige a litigant to pay the deficit along with penalty at ten times the deficit and get the document admitted. It is perfectly open to a litigant to say that he does not want the document to be admitted and will take the consequences. The learned trial Judge had therefore no jurisdiction to direct the petitioner plaintiff to pay the deficit along with the penalty. That part of the order must therefore be quashed and set aside. It may be remarked that having regard to the scheme of the Bombay Stamp Act when a document which is not sufficiently stamped is produced before the Court the Court is required to impound the document and to deal with it in the manner provided by sec. 37 of the Stamp Act that is to say to send it to the Collector. If the document is admitted on payment of deficit and penalty the document has to be impounded and forwarded along with the amount recovered from the party producing the document. If however the document has not been admitted in evidence on payment of deficit and penalty the Court has to forward the document impounded by it to the Collector for being dealt with in accordance with law as enjoined by sec. 39. If however the document has not been admitted in evidence on payment of deficit and penalty the Court has to forward the document impounded by it to the Collector for being dealt with in accordance with law as enjoined by sec. 39. After impounding the only by that the Court has is to send to the Collector and the cons equential steps for recovery can be taken only by the Collector under sec. 39. The Court cannot make the recovery by coercive method or by ordering the party producing the document to pay the deficit along with penalty. The learned trial Judge therefore is directed to follow the procedure prescribed by the Stamp Act in the light of the observations made herein. It may be stated that under sec. 39 the Collector (unlike the Court) has the authority to require the payment of the deficit duty together with a penalty of even Rs. 5. 00 or if he thinks fit a larger amount which in any case cannot exceed ten times the amount of deficit. ( 7 ) THE petition is therefore partly allowed. The order passed by the learned trial Judge ordering the petitioner plaintiff to pay the deficit along with the penalty is quashed and set aside. The learned trial Judge is directed to proceed to deal with the impounded document in accordance with law as observed hereinabove. Rule is made absolute to the aforesaid extent only. There will be or order regarding costs. ( 8 ) THE learned trial Judge has directed the stay of the suit by the impugned order. But then presumably the order of stay is only to enable the plaintiff to pay up the deficit duty along with penalty if so desired. In view of the order passed by this Court there is no question of continuing the stay any further and the trial Court will be required to proceed with the suit in accordance with on the rooting that the petitioner plaintiff does not insist on the document being admitted on payment of deficit along with penalty in the Court. Of course it will be open to the petitioner plaintiff to produce the document at a subsequent stage after the deficit has been paid up as per the order if any of the Collector under sec. 39 of the Bombay Stamp Act. .