S. C. MOHAPATRA, J. ( 1 ) BOTH plaintiffs are appellants in this appeal under O. 43 R. 1 (na) Civil P. C. (5 of 1908) against order refusing permission to them to sue as indigent persons. ( 2 ) INDIGENCY is personal economic condition. Therefore, in case more than one person intend to sue as indigent persons, indigency of all persons together is to be considered. Even though one of them would be indigent or both individually would be indigent but the means possessed by them together would be sufficient to pay the court-fee payable, permission ought not to be granted. Since indigency is personal, legal representatives cannot take advantage of the indigency of their predecessor in interest who died applying for permission or continued the suit after being permitted. See 1973 (2) C. W. R. 1792 Smt. Annapurna Das v. Manoranjan Rath, 1987 (1) O. L. R. 313 Bauli Sahu v. Bidyadhar Satpathy. Similarly sufficiency of means; who are to conduct the suit on behalf of plaintiff like guardian, husband, mother or father or are interested in the result of the suit would not be ground to refuse or withdraw permission where plaintiff is indigent. AIR 1978 Orissa 37 Bhubaneswar Misra v. Sakuntala Devi, (1978) 45 C. L. T. 431 (Hara Satnami v. Dhaneswar Putel and (1987) II O. L. R. 545 Santosh Samal v. Baja Achilu. ( 3 ) WHILE enabling a person to sue as indigent person under O. 33 R. 1 C. P. C. in Explanation meaning of indigent person has been explained. Portion material for this case reads as follows :-"explanation 1 - A person is an indigent person (a) If he is not possessed of sufficient means (other than property exempt from attachment in execution of a decree and the subject matter of the suit) to enable him to pay the fee prescribed by law for the plaint in such suit, or. "term 'not possessed of sufficient means' to enable him to pay the fee prescribed is the requirement for permission to sue as indigent person. A person desiring to take the privilege has to make an application to Court for permission. R. 2 provides for the contents of such application. It is provided that the application is to be annexed with a schedule of any movable or immovable property belonging to the applicant. A person desiring to take the privilege has to make an application to Court for permission. R. 2 provides for the contents of such application. It is provided that the application is to be annexed with a schedule of any movable or immovable property belonging to the applicant. O. 33 R. 5 C. P. C. (a) and (b) provides that an application is to be rejected in case the same is not framed as provided in R. 2 or where the applicant is not an indigent person. Therefore, Court considering the application filed is to consider whether the application is framed as required under R. 2 and in case it is so framed whether the applicant is an indigent person as provided in Explanation X of R. 1. ( 4 ) EVEN where permission has been granted, it can be withdrawn as provided in R. 9. One of the grounds for withdrawal is where it appears that means of the person permitted are such that he ought not to continue to sue as an indigent person. ( 5 ) DEFENDANT has a right to raise objection to the application or where permission has been granted to challenge the same and also to apply for withdrawal of permission as provided in R. 9. Such right has been recognised in AIR 1972 SC 2379 Shri M. L. Sethi v. Shri R. P. Kapur, 1977 CWR 612, (Harekrushna Samantaray v. Tara Dibya and (1985) 59 CLT 185 Benudhar Jena v. Prabir Chandra Masumdar. ( 6 ) ALTHOUGH previous to amendment of Civil P. C. (5 of 1908), by Act 104 of 1976 subject matter of the suit could have been taken into consideration in certain circumstances to find out whether applicant has means to enable him to pay the fee prescribed, after amendment there is no scope for the same. However, for determining the means of the applicant same standard as applied previously in case of subject matter of the suit would be applicable to other properties not subject matter. ( 7 ) IN the aforesaid background, where an application for permission has been filed, court is to examine if the same is framed as required under R. 2. It is true that the application is to contain the particulars required in regard to plaints. At times without following the same a plaint is attached to the application. ( 7 ) IN the aforesaid background, where an application for permission has been filed, court is to examine if the same is framed as required under R. 2. It is true that the application is to contain the particulars required in regard to plaints. At times without following the same a plaint is attached to the application. They being substantial compliance of the requirement, application ought not to be rejected on this ground. Similarly, where movable and immovable properties are not annexed in a schedule to the application, but are described in the body of the application, such application is not to be rejected if the same is intelligible. Where the Court feels either on objection of defendant or otherwise that it is not intelligible, for reasons to be recorded in writing how it is not intelligible, it ought to direct applicant to annex the same in a schedule. In case, applicant does not comply with the order, Court has power to reject the application under R. 5. ( 8 ) ONCE the Court is satisfied that application satisfies the requirements of R. 2, it is to consider whether the applicant is an indigent person as explained in R. 1. For this purpose it is to consider whether applicant is possessed of sufficient means. When the application is required to contain a schedule of the movable or immovable property belonging to the applicant, both the terms 'belonging' and 'possessed of ' are to be given their meanings. For this purpose meaning of the term belonging has been considered in a decision reported in ILR 1968 Cut 566 Lakhyeswar Karmi v. Padmabati Karmi and 1972 (1) CWR 525 Bimhadhar Sahu v. Sankar Swain, where it was held that 'belonging' would have the broad meaning of ownership of the property. 'possessed of' has been clarified not to mean actual possession. Though in respect of subject matter of dispute was considered in ILR 1953 Cut 503 Smt. Mala Devi v. Smt. Priyamoni Devi and in view of change of law the decision lost its force, interpretation of the term 'possess' in the said decision still holds the field. Observation of the Division bench may be usefully quoted which reads as follows at page 88 :-"possess' does not necessarily mean mere physical possession. Observation of the Division bench may be usefully quoted which reads as follows at page 88 :-"possess' does not necessarily mean mere physical possession. If a person has dominion or control over property which he can easily reach such as shares or cash in a Bank, it cannot certainly be said that he is not 'possessed' of it. But where a person merely lays claim to the possession of certain immovable property and his right to such property remains inchoate such as a right to a chose in action it would be preposterous to suggest that he is 'possessed of means to enable him to pay court-fee. 'possessed of sufficient means would indicate remaining in actual possession of pecuniary resources, either in money or in securities which could be easily converted into money so as to enable him to pay the court-fee. Accordingly, it includes such cases as possession of cash or readily encashable securities, but it does not include for instance the hypothetical ability of the applicant to convert a claim to immovable property into money by finding a prospective purchaser by hypothecating it or otherwise. In the latter cases the Court is bound to consider whether having regard to the claim made and the nature of the interest claimed, the applicant could have raised money on the security of property which itself is the subject matter of the suit. There may be cases where a claim to immovable property is so obvious that anybody could lend money on the security of such property. There may also be cases where the property, however, valuable, may not fetch a purchaser or a creditor, because it may prove risky to invest money on the property before the right is finally decided. The Court is, therefore, bound to take into consideration all these circumstances and see whether, on the facts of the particular case, the plaintiff can be held capable of paying court-fee on his plaint, on the basis of the property in suit. It is not mere ability in the abstract but the ability to raise money in the circumstances of the particular case in order to meet the requisite fee, that will be taken into consideration, in determining whether the plaintiff is 'possessed of sufficient means'. It is not mere ability in the abstract but the ability to raise money in the circumstances of the particular case in order to meet the requisite fee, that will be taken into consideration, in determining whether the plaintiff is 'possessed of sufficient means'. "therefore, applicant is to specify all the properties belonging to him in the schedule so that after the stage of objection Court can consider from the materials whether the applicant can be said to be possessed of sufficient means. ( 9 ) PLAIN language of R. 5 leaves no room for doubt that non-compliance of requirement of R. 2 entails rejection of the application as provided in R. 5. This has been decided in 1966 0 ILR (CUTT) 80 Maheswar Misra v. M/s. Hindusthan Steel Ltd. However, in a benevolent provision to enable a person to sue as an indigent person as expressed in 1991 (1) OLR 199 Dilip Kumar Sahu v. State Courts should take a liberal attitude. Before taking drastic action of rejection of the application, it should give opportunity to the applicant. In 1949 0 ILR (CUTT) 578, Anangabhusan Samanta Singhar Moharatra v. Ghanashyam Patro, even while considering R. 9 it was observed :-"some omission of certain properties from the inventory submitted by plaintiff will not necessarily amount to active concealment and thus to vexatious and improper conduct in course of the suit. Whether it is a concealment as distinguished from mere omission is a question of fact. . . . "in 1966 0 ILR (CUTT) 80 (supra), Court gave opportunity to include the provident fund of the applicant and explain how the same is not means sufficient to enable him to pay the fee prescribed. ( 10 ) WHERE after all considerations, Court is not able to assist a person to permit him to sue as indigent person it should give him chance to pay the court-fee as held in (1991) 71 CLT 3 Arjun Nayak v. Smt. Malati Das by taking into consideration the effect of R. 16-A. But unnecessary adjournments should not be granted too liberally to satisfy the principle of natural justice. Court should remember the public policy of early finality and apply the principle of natural justice as would be required on the facts of the case. Adjournments should not be mechanical in nature. Court should remember the public policy of early finality and apply the principle of natural justice as would be required on the facts of the case. Adjournments should not be mechanical in nature. ( 11 ) APPLYING the aforesaid principles, I find that trial court has come to conclusion that some properties belonging to the appli-cants have been left out. Applicants should get opportunity to include the same and explain how those properties cannot be considered for determination of sufficient means. In case, defendant offers to purchase the whole or part of the excluded property for a consideration which would be more than the fee payable, trial court shall consider the same as has been observed in AIR 1960 Orissa 44, Nemai Charan Das v. Sk. Makbul. If applicants satisfy the Court that they can get advantage of S. 18-A of the Court-fees Act by bringing materials to record in accordance with law, the same shall be considered by the trial court in case the application for permission is rejected. In view of legal aid available to plaintiffs who are ladies and equal opportunity may also be given to the applicants to take such assistance in case law permits. ( 12 ) WITH the aforesaid direction, impugned order is set aside. Appeal is allowed. Both parties are directed to appear before the trial court on 27/07/1992, on which day trial court shall proceed in accordance with law, No costs. Appeal allowed.