Judgment :- 1. The appellant, a State Transport Undertaking and the owner of the bus Reg. No. TNO1-NO243 has preferred the present appeal against the judgment and award of the Motor Accidents Claims Tribunal (III Additional Subordinate Judge) Trichy made in M.C.O.P. No. 997 of 1994 dated 26.4.1996. 2. The respondent herein who had sustained personal injuries and fracture of right hand and permanent disability filed M.C.O P. No. 997 of 1994 on the file of the Motor Accidents Claims Tribunal, Tiruchy under Section 140 and 166 of the Motor Vehicles Act claiming a total compensation of Rs. 2,00,000/-. He contended that the appellants said bus driven rashly and negligently on 24.2.1994 at 2.30 PM by its driver had caused the accident and as a result of which the right side of the bus ran over the respondents right hand causing the fracture and crush injuries. The claimant further contended that he was hospitalised for a number of days at Tiruchy, underwent operation and also underwent treatment at Stanley Medical College Hospital at Madras. The claimant also contended that the disability sustained by him is permanent, the pain suffered by him is excruciating, that he has lost his earning capacity permanently and that he is entitled to a compensation of Rs. 2,00,000/- under various heads. The appellant herein filed a counter contending that the accident was not caused by the rash and negligent act of the bus driver but it is the claimant who was coming on a cycle, to avoid an auto-richshaw came to the right side of the road, i.e., middle and he lost his balance in that attempt to avoid the auto-ricshaw and that the bus despite sudden brake being applied, ran over the right hand of the claimant. 3. The claimant examined himself as PW1 besides Doctor Mohammed Nijamudeen as PW2. The appellant herein examined its bus driver as RW1. The claimant marked Ex. P1 to P5. 4. The Tribunal below after analysing the evidence of PWs as well as RW1 accepted the evidence of PW1 and held that the accident was caused by the rash and negligent driving of the appellants bus, awarded a compensation of Rs. 1,12,568/-. Challenging the said award and decree of the Tribunal below, the present appeal has been preferred. 5. 4. The Tribunal below after analysing the evidence of PWs as well as RW1 accepted the evidence of PW1 and held that the accident was caused by the rash and negligent driving of the appellants bus, awarded a compensation of Rs. 1,12,568/-. Challenging the said award and decree of the Tribunal below, the present appeal has been preferred. 5. In the present appeal, the learned counsel for the appellant challenged the finding of the Tribunal below with respect to its finding that the bus was driven rashly and negligently and that it has caused the accident as well as quantum of compensation awarded by the Tribunal below. 6. This Court has to consider as to (i) Whether the accident has been caused by the rash and negligent driving of the bus? and (ii) Whether the compensation awarded by the Tribunal below is just and proper? 7. The claimant as PW1 deposited that the bus was coming from the opposite direction from west to east, that while he was proceeding on the left hand side of the road on his bicycle, the bus in the process of overtaking a car came to its right extreme and in fact crossed over to the other half of the road, namely left side of the road and dashed against the cyclist. It was also deposed that the bus was driven rashly and negligently, hit against him when he was on his left extreme of the road. PW1 also had denied about his avoiding the auto-rickshaw and falling down from cycle to avoid the auto-rickshaw. 8. RW1, the driver of the bus had admitted that he had seen the cyclist at least 50 feet in advance and also further deposed that the cyclist was coming from the opposite direction and that the cyclist was coming on his left side-extremity of the road. The Tribunal below accepted the evidence of PW1, the claimant as against the evidence of RW1 and had held that the accident has been caused due to rash and negligent driving of the bus. When the driver had noted the cyclist coming at least 50 feet in advance, he could have definitely applied the brake instead of driving rashly and negligently in the process of overtaking a car proceeding on the same direction and ahead of the bus and dashing the cyclist. 9. When the driver had noted the cyclist coming at least 50 feet in advance, he could have definitely applied the brake instead of driving rashly and negligently in the process of overtaking a car proceeding on the same direction and ahead of the bus and dashing the cyclist. 9. On an over all consideration of the evidence, this Court holds that there is no escape for the appellant. This Court also confirms that the accident has been caused due to the rash and negligent act of the driver alone. 10. On the second question as to what would be the fair and reasonable quantum of compensation, this Court finds that the Tribunal below had analysed the evidence of PW1 as well as PW2. PW1 in his evidence deposed that consequent to that accident he was admitted in the Tiruchy Government Head Quarters Hospital for 18 days as inpatient, and that thereafter he was admitted for five months in the Stanley Medical College and Hospital at Madras. PW1 has further stated that he had undergone surgery. PW1 had deposed that there has been a shortening of his right hand, that the movement of his right hand elbow has become very much restricted, that he is unable to use his right hand for purposes such as eating, wearing dhothi, cycling, lifting weight, etc. and that the right hand has been rendered useless. 11. PW1 further deposed that he was employed in a mutton stall on daily wages at the rate of Rs. 75/-. It is true that though PW1 had not produced any exhibit or certificate to show his nature of employment, the oral evidence alone had been considered and accepted. 12. The evidence of PW1 had not been challenged about his income while he was in the witness box. PW2, the doctor who had examined the claimant immediately after the accident and who had given Ex. P5 had deposed thus: Tamil In fact, it has been merely contended that the disability certificate is on the higher side and no other question has been put the appellant herein while PW2 was in the witness box. 13. As seen from the evidence of PW2, the claimant had sustained permanent disability to the extent of 60% even after undergoing prolonged treatment, the claimant cannot lift his right hand and his right elbow joint cannot be bent even for 42. 13. As seen from the evidence of PW2, the claimant had sustained permanent disability to the extent of 60% even after undergoing prolonged treatment, the claimant cannot lift his right hand and his right elbow joint cannot be bent even for 42. The claimant was aged about 22 years on the date of accident and he was not married till then. 14. As a result of the accident, the claimant who is aged 22 years cannot engage himself in the trade in which he was employed as he cannot use his right hand for any purpose. The claimant has to depend upon others even for wearing dhothi and he cannot use his right hand for eating as well. This disability as deposed by PW2 is permanent and it will persist during the entire lifetime of the claimant. 15. The Tribunal below awarded Rs. 55,000/- for permanent disability. As deposed by PW2, the permanent disability is to the tune of 60% and as such the award of Rs. 55,000/- is definitely less than what the claimant is entitled to. Apart from the award of Rs. 55,000/- towards permanent disability, the Tribunal has awarded Rs. 40,000/- which is being challenged by the counsel for the appellant. With respect to the award of Rs. 4,000/- towards pain and sufferings, Rs. 1,500/- towards transportation, Rs. 1500/- towards medical expenses, the learned counsel for the appellant did not challenge at all. Definitely, the award of Rs. 4000/- towards pain and sufferings is on the lower side. Admittedly, for nearly six months, the claimant was hospitalised and his disability is permanent. He has lost many pleasures. Deprivation is for the entire duration of the claimants life. The award of Rs. 40,000/- in my view cannot be said to be excessive. 16. The learned counsel for the appellant contended that there is no reason at all for awarding Rs. 40,000/- towards loss of future earnings since already a sum of Rs. 55,000/- has been awarded by the Tribunal below towards permanent disability. According to the learned counsel for the appellant, the award of Rs. 40,000/- towards loss of future earnings is not warranted. 40,000/- towards loss of future earnings since already a sum of Rs. 55,000/- has been awarded by the Tribunal below towards permanent disability. According to the learned counsel for the appellant, the award of Rs. 40,000/- towards loss of future earnings is not warranted. In this respect, the learned counsel for the respondent rightly relied on a Division Bench Judgment of this Court reported in The Managing Director, Thiruvalluvar Corporation, Madras v. Thangavelu and another (1995 II L.W. 685) wherein the Division Bench has held thus: “There is no merit in the contention of the appellant that compensation cannot be awarded for permanent disability if compensation is awarded under the heading ‘loss of earning power’. They are two distinctive and separate claims. The latter is based on the loss of earning power caused by the disability. Loss of earning power is only one of the consequences of permanent disability. But the former relates to the other consequences of permanent disability excluding loss of earning power. It is well known that permanent disability will have several consequences apart from inability to work or earn as before. To be specific, the victim of the accident who suffers from permanent disability will not be in a position to carry on his normal household activities in his house. More than anything else, he will be brooding over the disability day by day till the end of the life and suffer untold mental agony. The compensation for pain and suffering is only for the pain and suffering undergone at the time of injury and the treatment which followed. Thus compensation for permanent disability will cover the mental agony to be suffered by the injured in his future life and his inability to attend to his normal house-hold activities. This reasoning of ours is fortified by the Form prescribed under the Motor Accidents Claims Tribunal Rules:” 17. This Court sitting in appeal will not be justified in interfering with the quantum of compensation awarded by the Tribunal below unless it is established that the amount of compensation is either too low or too high or if it is establishment that the award is outside the brackets. 18. This Court sitting in appeal will not be justified in interfering with the quantum of compensation awarded by the Tribunal below unless it is established that the amount of compensation is either too low or too high or if it is establishment that the award is outside the brackets. 18. In Chaturji Amarji v. Ahmad Rahinbux (1980 A.C.J. 368) a Division Bench of Gujarat High Court after analysing the case law, laid down some of the methods, principles and standards with respect to assessment of damages as in the present case, held thus: “1) Ordinarily, this Court would refuse to interfere unless the award is too high or too low or beyond brackets. 2) As laid down in Hirji Virji Transport Co. v. Basiran Bibi in cases of disablement by virtue of loss of limb or any permanent defect, the compensation goes to a living person and not to the dependents or to the estate of the deceased and, therefore, it is an experience of the Court that in disablement cases, compensation awards are always higher than even in cases of death. 3) As laid down by the House of Lords in H West & Sons Ltd. v. Sheppard , the principles can be summarised in three proposition as under a) Bodily injury is to be treated as a deprivation which entitles a plaintiff to damages, and that the amount of damages varies according to the gravity of injury. b) Deprivation may bring with it three consequences; loss of earning or earning capacity; expenses of having to pay others for what otherwise he would do for himself; and loss of enjoyment of life or a diminution in full pleasures of living; c) in considering the deprivation, the Court should have regard to the gravity and degree of the deprivation, that is to say, whether one or more limbs has been lost, the duration of the deprivation, and the degree of awareness of the deprivation. 4) The settled pattern of award in personal injury cases is not to award merely token damages, but to grant substantial amount. 5) The amount to be awarded has to be on main two heads: a) Personal loss; b) Economic loss; c) Under the head of personal loss, damages for pain and suffering, loss of amenities, personal inconvenience; and discomfiture, social discomfiture or consciousness of loss would be included. 5) The amount to be awarded has to be on main two heads: a) Personal loss; b) Economic loss; c) Under the head of personal loss, damages for pain and suffering, loss of amenities, personal inconvenience; and discomfiture, social discomfiture or consciousness of loss would be included. d) The pecuniary or economic loss would include damages in respect of pecuniary loss, past and future, such as loss of earning, medical expenses and cost of nursing care, as also loss of earning capacity, where the injured is handicapped in the labour market. Besides, this, the damages would also be recoverable for loss of expectation of life where the injury is such which might result in cutting off of the normal expectation of life of the injured. For example, cases where there is serious injury to be brain or the spinal cord and the patient is likely to be deprived of considerable term of his expected life.” 19. Applying the said principles, this Court holds that the award of compensation in the present case cannot be said to be excessive. Deprivation which the claimant suffered and which will continue throughout his life cannot be compensated at all. The claimant had lost his prospect of getting married. The claimant had also lost his future earnings and is unfit to live as a normal able bodied man. 20. In the light of the above, this Court holds that no interference is called for in this appeal. Hence, this appeal is dismissed. No costs. Consequently, C.M.P. No. 8346 of 1997 is also dismissed.