ORDER V.K. Agrawal, 1. This appeal, under section 15 of the Consumer Protection Act, 1986, is directed against the order dated 2-6-2004 in complaint no. 143/2001 by District Consumer Disputes Redressal Forum, Sarguja (hereinafter called the 'District Forum' for short) directing the appellant/insurer to pay to the complainants/respondents 1 to 3, the assured amount under the Janta Personal Insurance Accident Policy. 2. Admittedly, the said Janta Policy, inter-alia, covered the risk of death by accident. It is also not in dispute that the policy was effective at the time of death of the insured Kalika Prasad on 20-1-2000. 3. According to the complainant, the death occurred on account of road accident while the deceased insured was travelling by motorcycle. The cause of death in the postmortem report was shown as rupture of liver resulting in shock due to intraperitoneal bleeding. 4. On perusal of the record, it appears that the first information report was lodged immediately after the incident by his son to the effect that while his father deceased Kalika Prasad was travelling by motorcycle along with Bhuneshwar, met with an accident due to collision against the buffalo resulting in fall of deceased, which ultimately resulted in his death. There are other documents on record to show that the deceased died of accident as above. There is no effective rebuttal of the above documents. Therefore, merely because there was no external injury on the body of the deceased, it could not be concluded that deceased did not die of accident as above. It is common knowledge that rupture of liver can prove fatal, as happened in the instant case. 5. Consequently, the findings of the District Forum, arrived at by it after due consideration of the material and circumstances of the case, appear to be wholly justified. 6. There appears to be no substance in this appeal. It is accordingly dismissed without notice to the opposite parties. Appeal Dismissed.