JUDGMENT 1. Heard learned Advocate Ms. Hina Desai for appellant insurance Company. 2. This appeal is filed by Insurance Company under Section 30 of Workmen Compensation Act challenging judgment and order passed by WC Commissioner, Bhavnagar in WC (Fatal) Case NO. 10 of 1999 Exh. 20 dated 11th February, 2005 wherein WC Commissioner has partly allowed WC (Fatal) Application and directed opponents No.1 and 2 that they should jointly and severally deposit an amount of compensation of Rs.75940.00 within 30 days from the date of receipt of said judgment for making payment thereof to dependents of deceased. No order as to costs was passed by WC Commissioner. Commissioner has also not granted any amount of penalty as well as interest on the amount of compensation considering the fact that after death of deceased in accident on 11.3.96, claim petition no. 315 of 1996 was filed initially by claimants and after passing of judgment therein on 17.12.98, claimants filed application for compensation under the WC Act and, therefore, they are not becoming entitled for interest and penalty on the amount of compensation. 3. This matter was heard by this Court on 6th April, 2009. After hearing learned Advocate Ms. Hina Desai for appellant, in presence of learned Advocate Ms. Hina Desai, oral dictation in this matter was given by this Court. Subsequently, copy of award passed by MACT Bhavnagar in MACP No. 315/96 decided on 17.12.98 has been placed before this Court by appellant and same has been considered by this Court and it is found that therein, claims tribunal has awarded Rs.99600.00 with 15% interest in favour of claimants, therefore, matter would require re-hearing. Dictation given by this Court in this matter earlier on 6.4.2009 was not yet signed by this court and it had remained only dictation without transcription and after considering award passed by claims tribunal Bhavnagar, therefore, matter was kept for further hearing on 13.4.2009. On 13.4.2009, after hearing learned Advocate Ms. Hina Desai for appellant, following order was passed by this Court: 1. This matter was heard by this court on 6th April, 2009. On the basis of submissions made by learned Advocate Ms. Hina Desai, dictation was given. On 13.4.2009, after hearing learned Advocate Ms. Hina Desai for appellant, following order was passed by this Court: 1. This matter was heard by this court on 6th April, 2009. On the basis of submissions made by learned Advocate Ms. Hina Desai, dictation was given. At that time, award passed by claims tribunal was not on record but it has been subsequently placed on record, therefore, after giving dictation, this court has considered award passed by claims tribunal at Bhavnagar in Claim Petition No. 315 of 1996 which was filed on 30.5.1996 and decided on 17th December, 1998. Heirs and legal representatives of deceased Jamalbhai Nanjibhai then filed this claim petition against truck driver, truck owner and insurance company of truck New India Assurance Co. Ltd., Bhavnagar as well as against employer Ajay Jaswantsinh Raol who was owner of the tempo which was driven by deceased and United India Insurance Co. was insurance company of tempo. 2. In initial award passed by claims tribunal in claim petition no. 315 of 1996, claims tribunal partly allowed claim petition and directed respondent no.1 and 2 means driver and owner of truck jointly and severally to pay Rs.99,600.00 from the date of claim petition with 15 per cent interest. Thereafter, claimant has filed application before the Workmen's Compensation Commissioner being Workman Compensation (Fatal) Case No.10 of 1999 only against owner of tempo Ajay Jaswantsinh Raol means employer of deceased Jamalbhai and United India Insurance Company i.e. Insurance company of tempo and in those proceedings, owner of truck, driver of truck and insurance company of truck were not joined as parties. In objection was raised by insurance company under section 167 of Motor Vehicles Act on the ground that once claim petition is filed means choice has been exercised, then, heirs and legal representatives of deceased Jamalbhai are not having right to file application before Workmen's Compensation Commissioner for claiming compensation under the WC Act. Preliminary objection raised by insurance company vide Exh. 12 was decided by Workmen's Compensation Commissioner and Commissioner came to the conclusion that if the applicants have filed application as per provisios of MV Act for getting more compensation and therein, compensation has been determined on the ground of negligence of deceased, then, in such peculiar circumstances, there is no bar against registering claim for further compensation under the WC Act, 1923 because as per sec. 167 of MV Act, there is bar for claiming compensation from both forums but there is no bar as regards highest amount of compensation amongst two forum. On that basis, WC Commissioner held that claimants are entitled for total compensaiton of Rs.1,75,540.00 and then deducted amount of Rs.99,600.00 received by claimants as per judgment in MACP NO.315 of 1996 and held that claimants are entitled to claim and receive remaining amount of Rs.75940.00 from opponents i.e. Owner Ajaysinh Jasvantsinh Raol and insurance company United India Insurance Company means present appellant. 3. It is required to be noted that accident took place on 11th March, 1996 when certain passengers were travelling in DCM Toyoto vehicle bearing No. GJ.4.T.5862 driven by deceased Jamalbhai who died in accident Claimants in MACP No. 315 of 1996 are heirs of deceased Jamalbhai who was driving DCM Toyato at the time of accident. When said DCM Toyoto reached near Vartej village, at that time, one truck was going ahead of said tempo. Driver of truck applied brake in his vehicle all of sudden, therefore, driver of tempo i.e. Deceased Jamalbhai cannot continue control over his tempo and therefore, tempo had dashed on the rear side of truck wherein claimants in MACP No. 151 to 154 of 1996 received serious injuries whereas tempo driver Jamalbhai had received serious injuries and died on the spot. 4. Issue No.1 in respect of negligence has been decided by claims tribunal. Claims tribunal came to the conclusion on the issue of negligence and came to the conclusion that the driver Jamalbhai of DCM Toyoto is negligent to the extent of 60 per cent and driver of truck is negligent to the extent of 40 per cent and total amount of compensation was Rs.2,49,000.00 was awarded and after deducting 60 per cent from the aforesaid amount, claims tribunal directed respondents no.1 and 2 to pay Rs.99600.00. It is made clear that the claims tribunal has not properly applied number of respondents because respondent no.1 is driver and respondent no.2 is owner of truck and respondent no.3 is insurance company. Said amount of Rs.99600.00 has been received by claimants from said respondents against whom aforesaid directions have been given by claims tribunal in MACP No. 315 of 1996 filed by heirs of deceased Jamalbhai. 5. Said amount of Rs.99600.00 has been received by claimants from said respondents against whom aforesaid directions have been given by claims tribunal in MACP No. 315 of 1996 filed by heirs of deceased Jamalbhai. 5. Therefore, now, in claim application filed before the Workmen's Compensation Commissioner Commissioner has directed present appellant to pay Rs.75,940.00 to claimants after deducting amount of Rs.99600.00. Facts of this case are squarely covered by decision of this Court reported in 2005 (2) GLR 393 in case of Nasimbanu. Said decision was pointed out to learned Advocate Ms. Hina Desai for appellant. Now, she requests for some time and considering her request, matter is now adjourned to 16th April, 2009. Registry of this Court is directed to notify this matter in 1st Board on 16th April, 2009. 4. Thus, considering award passed by MACT in MACP No.315/96 and also considering decision of Divis ion Bench of this Court reported in 2005 (2) GLR 393 in case of Nasimbanu, matter was requiring further hearing and, therefore, it was ordered to be notified in 1st Board on 16th April, 2009. Therefore, today, matter has been notified and has been accordingly heard by this Court. 5. Learned Advocate Ms. Hina Desai for appellant insurance company has made her submissions before this court only on the ground that before claims tribunal, present appellant was joined as party and, therefore, claimants are not entitled to file case for compensation before WC Commissioner against present appellant and, therefore, bar under section 167 of MV Act would come against claimants because option was already exercised by claimants by preferring to file claim petition before claims tribunal. 6. I have considered submissions made by learned Advocate Ms. Hina Desai for appellant. I have also perused judgment and order passed by WC Commissioner as well as award made by MACT Bhavnagar in MACP No. 315/96. Question is that deceased was working under employer Ajaysinh Jayvantsinh Raol and present appellant United India Insurance Co. Ltd. is the insurance company of DCM Toyota bearing No. GJ.4T.5862. Accident occurred on 11th March, 1996. Deceased Jamalbhai was driver of said DCM Toyota No. GJ.4T.5862 which was owned by said opponent no.1 and insured with present appellant insurance company. Claim petition no. 315 of 1996 was filed by heirs and Legal Representatives of deceased Jamalbhai. On the date of accident, one Bharatbhai Bhaya was cleaner on said DCM Toyota. Accident occurred on 11th March, 1996. Deceased Jamalbhai was driver of said DCM Toyota No. GJ.4T.5862 which was owned by said opponent no.1 and insured with present appellant insurance company. Claim petition no. 315 of 1996 was filed by heirs and Legal Representatives of deceased Jamalbhai. On the date of accident, one Bharatbhai Bhaya was cleaner on said DCM Toyota. While aforesaid DCM Toyota was passing from near to village Vartej, at that time, one truck was passing ahead the said tempo. Truck driver applied brake all of a sudden, therefore, driver of tempo i.e. Deceased Jamalbhai could not maintain control over his tempo and dashed on rear side of the truck going ahead and that resulted into an accident. In said accident, claimants in MACP No.151 to 154 of 1996 had received serious injuries whereas driver of tempo Jamalbhai died on the spot because of serious injuries. Before claims tribunal, question of negligence was examined by claims tribunal while examining other claim petitions filed by persons, those who were travelling in the said tempo as owner of the goods. Based upon aforesaid facts, claim petition no.315 of 1996 was filed by heirs of deceased Jamalbhai, driver of tempo was filed claiming compensation of Rs.6,00,000.00 against owner of DCM Toyota Ajaysinh Jayvantsinh Raol, Insurance company of said DCM Toyota as well as owner and insurance company of offending truck. 7. On the basis of pleadings of the parties, claims tribunal framed issues wherein issue no.1 was relating to negligence, whether claimants prove that the drivers of vehicles No.RJ.14G.4425 and GJ.4T.5862 involved in this accient were rash and negligent in driving their motor vehicles? While answering said issue no.1 relating to negligence, it was held by claims tribunal that the negligence on the part of driver of truck No. RJ.14.4425 was to the extent of 40% whereas driver of DCM Toyota No. GJ.4T.5862 was negligent in driving to the extent of 60%. Based upon aforesaid finding on the issue of negligence and after considering other aspects, claims tribunal made award of Rs.99,600.00 in MACP No.315/96 only against truck driver and insurance company namely opponent no.1 and 2 in MACP No. 315/96 and thus, it is clear that no award was passed against employer of deceased Jamalbhai whose tempo was being driven by deceased Jamalbhai at the time of accident. 8. In MACP NO. 8. In MACP NO. 315/96, widow of deceased Jamalbhai namely Fatuben has given deposition at Exh. 30 wherein it was deposed by her that her husband was working as driver on the tempo owned by Ajaysinh Jasvantsinh Raol and he was receiving salary of Rs.4000.00 to Rs.5000.00. However, for want of any documentary evidence to show that the deceased was receiving salary of Rs.4000.00 to Rs.5000.00 p.m., and also considering year of accident 1996, claims tribunal held that it could be believed that maximum salary of Rs.2,000.00 p.m. could be considered and deducting Rs.500.00 towards personal expenses of deceased Jamalbhai, it could be considered that deceased was contributing Rs.1500.00 to the family every month and, therefore, annual dependency could be assessed at Rs.18000.00 and considering age of deceased Jamalbhai as per PM Report, claims tribunal applied multiplier of 13 and held that the claimants are entitled for dependency benefit of Rs.2,34,000.00 plus Rs.15000.00 towards conventional and thus Rs.2,49,000.00 in all and then deducted 60% therefrom on the basis of finding on issue no.1 and awarded Rs.99,600.00 only against owner cum driver and insurance company of offending truck. Said award was made by claims tribunal on 17.12.1998 wherein no award is made against employer and insurance company of the Tempo driven by Jamalbhai and, therefore, claimants thereafter filed claim application before WC Commissioner on 13.1.1999. It is necessary to note that claims tribunal in its award passed in claim petition no.315 of 1996 has directed to opponents no.1 therein to pay amount of compensation to claimants in MACP NO.315/96 and there was no direction issued by claims tribunal against employer Ajaysinh J. Raol and opponent no.5 United India Insurance Co. Ltd. So, merely because employer Ajaysinh J. Raol and insurance company of tempo owned by Ajaysinh Raol were joined as a party, it cannot be said that such mere joining of them would create bar against claimants for claiming compensation against employer and its insurance company under the WC Act, 1923 as per sec. 167 of MV Act, 1988 because there was no any direction given by claims tribunal to pay amount of compensation then it become formal party remained without liability though one is employer of deceased and another is insurance company of tempo owned by employer. 167 of MV Act, 1988 because there was no any direction given by claims tribunal to pay amount of compensation then it become formal party remained without liability though one is employer of deceased and another is insurance company of tempo owned by employer. Therefore, based upon the aforesaid facts, claim application was filed by heirs of deceased Jamalbhai before WC Commissioner claiming compensation under the WC Act 1923 only against employer Ajaysinh J. Raol and insurance company of tempo owned by employer Ajaysinh J. Raol. WC Commissioner has not discussed facts of accident, how accident has occurred. No doubt, award passed by MACT Bhavnagar in MACP No. 315/96 was produced by claimants as Exh.13/10 before WC Commissioner and same was taken into consideration by WC Commissioner while passing judgment and order in claim application. 9. Before WC Commissioner, opponent no.1 employer filed reply Exh.16 and denied averments made by claimants and also raised contention that once claimants have opted for forum of claims tribunal under the MV Act, then, application for compensation under the WC Act, 1923 is not maintainable. Said contention was also taken by insurance company without filing reply but by filing application for preliminary objection Exh.12 while reserving its right to file reply if required. According to appellant, once claimants have opted to file claim petition, then, there is bar of section 167 of MV Act, 1988 and, therefore, WC Commissioner ought not to have entertained claim application filed by present respondents claimants. Said preliminary objection was considered by WC Commissioner and WC Commissioner has come to conclusion that there is no bar to receive claim or compensation when in MACP, amount has been decided on the basis of negligence of deceased. It was observed by WC Commissioner that if the application was filed by claimants under the MV Act with an object of getting more compensation and if the amount of compensation has been decided therein on the basis of negligence of the deceased, then, in such peculiar circumstances, there is no bar in raising claim for further legitimately available compensation under WC Act, 1923 and, therefore, bar under sec. 167 of MV Act would not operate against claimants. Thereafter, WC Commissioner has considered that under WC Act, 1923, responsibility of the employer has been decided to pay amount of compensation. 167 of MV Act would not operate against claimants. Thereafter, WC Commissioner has considered that under WC Act, 1923, responsibility of the employer has been decided to pay amount of compensation. As per section 3, if the workman has received injuries in an accident during the course of employment, then, employer is becoming liable to pay compensation. Section 4 is providing for payment of the amount of compensation. As per section 4A, employer is liable to pay compensation as soon as it is becoming payable and if it is not paid within 30 days, then, there are provisions for interest and penalty. Accordingly, considering the provisions of section 4, income Rs.2000.00 and age 43 years, WC Commissioner held that the claimants are entitled for compensation of Rs.1,75,540.00 and then deducted the amount of Rs.99,600.00 received by them as per award in MACP NO. 315/96 and held that the claimants are entitled to receive remaining amount of Rs.75,940.00 from opponents in Claim Application and considering fact that the claimants have received compensation in MACP No.315/96, not imposed any penalty and interest on the amount of compensation. Said amount was deposited by appellant insurance company before WC Commissioner on 5th September, 2005 and subsequently, it was brought to the notice of this court that the said amount has been withdrawn by claimants, means, it has been disbursed by WC Commissioner Bhavnagar to claimants. 10. In light of this back ground, question arising for consideration of this Court is whether the proceedings filed by claimants before Claims Tribunal under MV Act as well as before WC Commissioner under the WC Act, 1923 are maintainable or not and whether bar would operate against claimants under sec. 167 of MV Act for claiming compensation under the WC Act, 1923 or not. For considering this question, section 167 of MV Act, 1988 is required to be considered. Same is, therefore, reproduced as under: 167. Option regarding claims for compensation in certain cases: - Notwithstanding anything contained in the Workmen's Compensation Act, 1923 (8 of 1923) where the death of, or bodily injury to, any person gives rise to a claim for compensation under this Act and also under the Workmen's Compenstion Act, 1923, the person entitled to compensation may without prejudice to the provisions of Chapter X claim such compensation under either of those Acts but not under both. 11. 11. Considering provisions of section 167, it is very much clear that in case if any accident has occurred where a person has died or received injury and he files application before WC Commissioner, then, such claimant is thereafter not entitled to file claim petition before claims tribunal under provisions of MV Act. Claimant has to select either to file proceedings under WC Act or under MV Act. This section suggests that for one accident, claimant is not entitled to have double compensation different forum from same party. Meaning thereby, that in one case before WC Commissioner, employer is a party and in claim petition under MV Act, owner of vehicle is party. So, if the driver while driving vehicle under the control of employer met with an accident, and if he has died, then, heirs and legal representatives of such driver can file claim application under the provisions of WC Act but cannot file claim petition in respect of the same accident under the MV Act, 1988 but in accident, if two vehicles are involved, then, claimant can file claim petition against offending vehicle and also file claim application under the WC Act against employer because in both the cases, claimant is having different status for claiming compensation and having two separate independent right in his favour entitling him to file two separate independent proceedings but in case wherein only one vehicle is involved in accident and there is no other vehicle involved in accident and accident occurred only because of rash and negligent driving of driver wherein vehicle has either been turned turtle or dashed with any tree or wall or electric pole resulting into injuries and/or death of occupants therein, in such case alone, provisions of section 167 of MV Act are applicable, otherwise, provisions of sec. 167 of MV Act, 1988, bar would not apply. In this case, two vehicles are involved. 167 of MV Act, 1988, bar would not apply. In this case, two vehicles are involved. One is the tempo owned by employer Ajaysinh J. Raol insured with present appellant and the another is the truck bearing No. RJ.14G.4425 wherein driver of tempo died on the spot because of injuries received by him in an accident while in service under the employer Ajaysinh J. Raol, therefore, his heirs who were otherwise entitled to claim compensation from owner, driver and insurance company of the offending truck filed claim petition wherein owner and insurance company was joined as party for avoiding plea of non joinder of party and that would, according to my opinion, not create any bar against claimants for preferring claim application against employer means owner of tempo and insurance company of tempo. In said claim petition no.315 of 1996 also, claims tribunal has, considering issue of negligence, not awarded any amount of compensation against employer of deceased and insurance company of tempo which was being driven by deceased at the time of accident. So, in said claim petition, they remained only as a formal party because 60 per cent amount of compensation has been deducted considering negligence to the extent of 60 per cent on the part of driver of tempo. Therefore, according to my opinion, mere joining of owner and insurance company as a party to the proceedings of MACP NO. 315 of 1996 under the MV Act, 1988 cannot create any bar against the claimants for preferring claim application against the employer and insurance company of the tempo driven by deceased at the time of accident in the capacity of an employee of owner of tempo and in such situation, claimants can file claim application against employer and insurance company of tempo under the WC Act, 1923. Section 3(5) read with section 19(2) of WC Act, 1923 would also not come in the way of claimants for filing of claim application before WC Commissioner because it is not against the same party, meaning thereby, two separate proceedings for claiming compensation for one accident cannot be initiated against same party but if the parties are different in both the proceedings, then, such claim petition is maintainable though arising from one accident but involving two vehicles and in such case, proceedings under both Acts are maintainable. In proceedings under WC Act, 1923 before WC Commissioner, driver and owner as well as insurance company of truck No. RJ.14G.4425 were not joined as party by claimants, meaning thereby, it was separate independent right of claimants to claim compensation against employer of deceased Jamalbhai, so, both the proceedings are independent, distinct and there is no bar of sec. 167 of MV Act, 1988 as contended by learned Advocate Ms. Hina Desai for appellant before this Court. Relevant section 3(5) and section 19(2) of WC Act, 1923 are quoted as under: "3(5) Nothing herein contained shall be deemed to confer any right to compensation on a workman in respect of any injury if he has instituted in a Civil Court a suit for damages in respect of the injury against the employer or any other person; and no suit for damages shall be maintainable by a workman in any court of law in respect of any injury- (a) if he has instituted a claim to compensation in respect of the injury before a Commissioner; or (b) if an agreement has been come to between the workman and his employer providing for the payment of compensation in respect of the inquiry in accordance with the provisions of this Act." "19. Reference to Commissioners.- (1) If any question arises in any proceedings under this Act as to the liability of any person to pay compensation (including any question as to whether a person injured is or is not a workman) or as to the amount or duration of compensation (including any question as to the nature or extent of disablement), the question shall, in default of agreement, be settled by a Commissioner. (2) No Civil Court shall have jurisdiction to settle, decide or deal with any question which is by or under this Act required to be settled, decided or dealt with by a Commissioner or to enforce any liability incurred under this Act." 12. In NASIMBANU WD/O SIRAJUDDIN AMRUDDIN KAZI Versus RAMJIBHAI BACHUBHAI AHIR reported in 2005(2) GLH 393 , Division Bench of this Court has held that the liability of employer under WC Act is separate from liability of tortfeasor under MV Act. Therefore, matter is squarely covered by said judgment of Division Bench of this Court. In NASIMBANU WD/O SIRAJUDDIN AMRUDDIN KAZI Versus RAMJIBHAI BACHUBHAI AHIR reported in 2005(2) GLH 393 , Division Bench of this Court has held that the liability of employer under WC Act is separate from liability of tortfeasor under MV Act. Therefore, matter is squarely covered by said judgment of Division Bench of this Court. Issue was examined by Division Bench of this Court on the basis of facts which are almost similar to the facts of present case. As per facts of case before Division Bench of this Court, Sirajuddin Amruddin Kazi (deceased)was driver of Tanker bearing Registration No.GTB-6374 of Kavina Transport Company owned by Ramjibhai Hirabhai Ahir (respondent-2 in FA 407/98) and insured with the New India Assurance Company Limited. Accident took place on 23.12.1987 at Boriyavi village when deceased was going from Ahmedabad to Vadodara and the offending vehicle Truck bearing Registration No.GQY-4478, driven by Ramjibhai Bachubhai Ahir (respondent-1 in FA 407/98) dashed against the tanker driven by Sirajuddin Amruddin Kazi. As a result of this accident, deceased (33) died leaving behind the claimants Nasimbanu (widow) and two minor children Sadiq Sirajuddin Kazi and Shabana Sirajuddin Kazi. Claim for compensation of Rs.3,50,000/= with interest is made. Allegation is that the offending vehicle was driven rashly and negligently, otherwise, accident could not have taken place. Deceased was the sole bread winner for the family and after his death, family is facing starvation.Claims tribunal awarded Rs.2,12,000.00 with 12 per cent interest with effect from 7.2.97 which was challenged by both parties before this court. Claim application was filed by claimants before WC Commissioner under the WC Act, 1923 claiming compensation for death of deceased wherein objection was raised by insurance company before Commissioner that such application is not maintainable before Commissioner. Division Bench of this Court considered relevant provisions of section 3(5) and 19(2) of WC Act and also considered provisions of old MV Act, 1939 namely sec. 110A, 110AA, 110C (2A) and section 149 of MV Act, 1988 and thereafter, Division Bench of this Court considered whether claimant is entitled to file claim petition and claim application before both authorities under the Act or not. After considering various provisions and decisions, Division Bench of this Court came to conclusion in para 15 that the claimants right to raise claim under two statutes is already answered by Division Bench of this Court. After considering various provisions and decisions, Division Bench of this Court came to conclusion in para 15 that the claimants right to raise claim under two statutes is already answered by Division Bench of this Court. Relevant discussion made by Division Bench of this Court after considering various provisions in para 5, 6 and 7 are reproduced as under: Giving considerations to these submissions, we find that contention of the Insurance Company is that amount of Rs.80,000/= paid to the claimants under the Workmen's Compensation Act, 1923, be deducted from the compensation paid under the Motor Vehicles Act, 1939. This is challenge to quantum of compensation, therefore, contention raised by appellant is not sustainable. In this case, the appellant Insurance Company has not obtained permission to contest the claim under section 110-C (2A) of the MV Act, 1939. In case permission is not sought for contesting the claim under section 110C(2A) of the Motor Vehicles Act, 1939, defences available to the Insurance Company are limited under Section 149, Motor Vehicles Act, 1988. Since challenge is to quantum, which is not available defence under this provision, it cannot be raised by the appellant. For these reasons, appeal by Insurance Company is not maintainable. See : National Insurance Co. Ltd., Chandigarh v. Nicolletta Rohtagi and others, AIR 2002 SC 3350 wherein the apex court has overruled the decision in United India Assurance Co. Ltd. versus Bhushan Sachdev, reported in 2002 ACJ page 333, referred to by Mr. Parikh. See: New India Assurance Co. Ltd. v. Smt. Tara Sundari Phauzdar and others, AIR 2004 Calcutta 1 Full Bench and National Ins. Co. Ltd. v. Challa Bharathamma and others (2004) 8 SCC 517 ; Chinnama George and others v. N.K. Raju and another (2000 ACJ 777)]. Even otherwise, there is no force in the submissions raised by the learned counsel for the appellant-Insurance Company. Section 110A of Motor Vehicles Act, 1939 is applicable to a person who has two remedies against the joint tort feaser(s) while object of Section 3(5) of the Workmen's Compensation Act, 1923, is to save the employer from double jeopardy, meaning thereby, from multiplicity of litigation, one under the Workmen's Compensation Act, 1923, and other under the Motor Vehicles Act, 1939. Where a claimant can avail one remedy against the employer under the Workmen's Compensation Act, 1923, he is not debarred from raising / claiming compensation under the Motor Vehicles Act, 1939, against the tort feaser. Present is a case where claimants are receiving compensation from the employer who is statutorily bound to pay the same on the death of deceased being his Master. This is separate relationship and liability and has nothing to do with the liability of a tort feasor under the Motor Vehicles Act, 1939. In the claim petition before the Claims Tribunal, employer and insurer of Tanker are not party, therefore, no claim has been raised against them. Submission raised by the appellant, if accepted, would mean that claimants should feel satisfied with whatever is paid to them under the Workmen's Compensation Act, 1923, by the employer, and thereby, tort feaser escaping liability under the Motor Vehicles Act, 1939, which remedy is independently available to the claimants as third party qua the offending vehicle. Chief Justice Shri R.S.Pathak (as His Lordship then was) speaking for the Division Bench of High Court of Himachal Pradesh in Smt.Gayatri Devi v. Tani Ram and others ( AIR 1976 HP 75 ) said in paragraphs 13, 14, and 15 that: "13. In Radhabai Bhikaji v. Baluram Daluram, 1970 Acc CJ 403 (M.P.) the Madhya Pradesh High Court held that duplication of proceedings occasioned by a claim instituted under the Workmen's Compensation Act and a claim filed under the Motor Vehicles Act was intended to be avoided and therefore, Section 3(5) of the Workmen's Compensation Act was enacted. With great respect, it seems difficult to accept the reasons which have found favour with that Court. When Section 3(5) of the Workmen's Compensation Act was enacted, the Legislature could not have had in mind the Motor Vehicles Act, which was enacted in 1939. Indeed, in 1923, there was not statute which provided for any other tribunal for entertaining claims in respect of such injuries or death. None has been pointed out to us. It seems that when Section 3(5) of the Workmen's Compensation Act was enacted, the Legislature could have had in mind the ordinary courts only as an alternative forum for entertaining a claim for damages. None has been pointed out to us. It seems that when Section 3(5) of the Workmen's Compensation Act was enacted, the Legislature could have had in mind the ordinary courts only as an alternative forum for entertaining a claim for damages. It will be noted in particular that Section 3(5) speaks of a `suit' and as has been well settled a suit is `a civil proceeding instituted by the presentation of a plaint'. That was laid down by the Privy Council in Hans Raj Gupta v. Dehra Dun Mussoorie Electric Tramway Co. Ltd., AIR 1933 PC 63. A proceeding for compensation made under the Workmen's Compensation Act or under the Motor Vehicles Act cannot be confused with a suit. That ingredient of Section 3(5) has apparently not been noticed by the learned Judges in the cases cited before us. Moreover, when the Madhya Pradesh High Court in Radhabai Bhikhaji (supra) spoke of a duplication of proceedings it was apparently not pointed out to the learned Judges that there is no duplication in the true sense, and that the claim under the Workmen's Compensation act is based on a statutory liability while that under the Motor Vehicles Act rests on liability in tort. In Shardaben v. M.I.Pandya, 1971 Acc CJ 222 = (AIR 1971 Guj 51) the Gujarat High Court identified Claims Tribunal as a court, and that is also the view which appears to have been taken by the Madhya Pradesh High Court in Krishnan Gopal v. Dattatraya, 1971 Acc CJ 372 = (AIR 1972 Madh Pra 125) and again in Mangilal v. Union of India, 1973 Acc CJ 352 = (AIR 1974 Madh Pra 159) (FB). Reliance has been placed by the respondents on Jaswant Rai v. National Transport & General Co. Ltd., 1972 Acc CJ 21 (Punj), but in that case it was not specifically considered that a claim could not lie directly under the Workmen's Compensation act if a claim had already been made under the Motor Vehicles Act. If the decision in that case can be construed as the respondents would have it, I regret I am unable to agree with the law laid down by it. If the decision in that case can be construed as the respondents would have it, I regret I am unable to agree with the law laid down by it. Following the view taken by the Madhya Pradesh High Court in Radhabai Bhikaji (supra), the Mysore High Court held in Yellubai Torappa Kadam v. M/s.Mujawar & Co., 1973 Acc CJ 242 (Mys) that a Claims Tribunal under the M.V.Act could be described as a `court of law' in the sense used in Section 3(5) of the Workmen's Compensation Act, and therefore, a claimant could file a claim either under the Workmen's Compensation act or under the Motor Vehicles Act, but not under both. The view proceeds on the assumption that because Section 110-F excludes a civil court from adjudicating on claims falling within the jurisdiction of the Claims Tribunals, it is intended that Claims Tribunals could substitute for civil courts and can therefore be regarded as `courts of law'. With respect, the assumption is not justified. The purpose of Section 110-F of the Motor Vehicles Act has already been discussed above, and in my opinion the exclusion of the civil court does not make a Claims Tribunal a court of law, notwithstanding that the Claims Tribunal exercises some of the powers of a civil court under the Code of Civil Procedure. I may also add that, as was observed by the Madhya Pradesh High Court in Radhabhai Bhikaji (supra), there is no material distinction relevant to the point before us between the expression `civil court' and the expression `court of law' used in Section 3(5) of the Workmen's Compensation Act. 14. Having regard to the manner in which the law has developed, to which reference has already been made, I find myself unable to accept the proposition that a claimant, to whom Section 110-AA of the Motor Vehicles Act does not apply, cannot claim compensation both under the Workmen's Compensation Act and the Motor Vehicles Act. 15. I am of the opinion that neither Section 3(5) nor Section 19 of the Workmen's Compensation Act operates as a bar to the consideration of the claim made by the appellants under the Motor Vehicles Act. That claim was maintainable before the Claims Tribunal, and therefore the present appeal is maintainable. 15. I am of the opinion that neither Section 3(5) nor Section 19 of the Workmen's Compensation Act operates as a bar to the consideration of the claim made by the appellants under the Motor Vehicles Act. That claim was maintainable before the Claims Tribunal, and therefore the present appeal is maintainable. The institution of a claim under the Workmen's Compensation act does not bar the present appeal." Similar view has been taken by the Division Bench of this Court (Coram : R.C. Mankad & S.A.Shah,JJ) in Superintendent of Post Offices, Rajkot and others v. Pratap Ghelabhai Maru and others [1987 ACJ 674]. Relevant paragraph 3 of the said judgment is reproduced as under: "3. Second ground which is urged on behalf of the appellant is that since the claimant has received compensation under the Workmen's Compensation Act, it is not open to him to claim compensation or damages from the appellants. We do not find any substance in this argument also. It is true that under section 110AA of the Motor Vehicles Act, the claimant could not have claimed compensation under the Workmen's Compensation Act and also damages from the owner and insurer of auto rickshaw. So far as the owner of auto rickshaw was concerned, the claimant had to make a choice either to claim compensation under the Workmen's Compensation Act or to claim damages under the general law. However, the question of making such election does not arise so far as third party is concerned. Claimant could not have claimed any compensation from the appellant under the Workmen's Compensation Act. Therefore, there is no question of making any choice as urged on behalf of the appellant. Reliance was sought to be placed on a decision of this court in Premier Insurance Co. v. Gambhirsing AIR 1975 Gujarat 133, in support of the argument that claimant is not entitled to claim damages he having obtained compensation under the Workmen's Compensation Act. This decision on which reliance is placed has no application to the facts of this case. That was a case in which two vehicles were not involved in the accident. The claimants in rash and negligent driving of motor vehicles driven by the driver employed by the owner who had engaged them as labourers. This decision on which reliance is placed has no application to the facts of this case. That was a case in which two vehicles were not involved in the accident. The claimants in rash and negligent driving of motor vehicles driven by the driver employed by the owner who had engaged them as labourers. It was in the background of the facts which obtained in that case, that the court held that the claimants had to choose between two remedies available to them - one under the Workmen's Compensation Act and other under the general law. Therefore, the mere fact that the claimant has obtained compensation under the Workmen's Compensation Act does not disentitle him from claiming compensation or damage from the appellants. Therefore, the second ground urged on behalf of the appellants also fails. " In National Insurance Company Ltd. v. Philomina Mathew and others, AIR 1993 Kerala 226, Full Bench of the Kerala High court has held that if a claim for compensation arises under both the Acts, there is no doubt that the liability of the insurer is wider and not restricted to cases of insolvency, etc., mentioned in Section 14 of the WC Act, 1923. See also in case of Sharad Ganpat Deshmukh and others v/s. Kunda Ashok Polade and others reported in 2003 IV LLJ (Suppl) NOC 480, Bombay High Court. This apart, contention as regards Section 3(5) of the Workmen's Compensation Act, 1923, has neither been raised either in the Written Statement nor in the memorandum of Appeal before this Court by the Insurance Company. As such, the opponents-claimants have no opportunity to meet the same. Consequently, it cannot be allowed to be raised at this stage. Even otherwise, if barred, it is recourse to Civil Courts stricto senso and not the Tribunals which came into existence in 1939 while the Workmen's Compensation Act in 1923. In Smt. Gayatri Devi v. Tani Ram and others, AIR 1976 Himachal Pradesh 78, it has been observed as under: "11. Reliance was placed by the respondents on Section 19 of the Workmen's Compensation Act in support of the proposition that if an application for compensation is made under section 3 of the Workmen's Compensation Act, it is the Commissioner under that Act who alone has jurisdiction to decide the question and that the civil court is barred from dealing with it. Section 19 provides.- 19. Section 19 provides.- 19. Reference to Commissioners.- (1) If any question arises in any proceedings under this Act as to the liability of any person to pay compensation (including any question as to whether a person injured is or is not a workman) or as to the amount or duration of compensation (including any question as to the nature or extent of disablement), the question shall, in default of agreement, be settled by a Commissioner. (2) No Civil Court shall have jurisdiction to settle, decide or deal with any question which is by or under this Act required to be settled, decided or dealt with by a Commissioner or to enforce any liability incurred under this Act." To my mind, section 19 refers to a liability arising by virtue of the Workmen's Compensation Act. Sub section (1) speaks of a proceeding under the Act. Such a proceeding relates to the statutory liability created under that Act. And sub section (2) specifically mentions 'any liability incurred under this Act'. The liability adjudicated upon by Claims Tribunals under the Motor Vehicles Act is a liability founded in tort and falls outside the scope of Section 19 of the Workmen's Compensation Act." [Also see Krishi Utpadan Mandli Samiti through its Secretary, Anand Nagar and Arvind Chaubey and Another [2003-I-LLJ 507]. Further, the question for determination is whether the amount of Rs.80,000/= awarded under the Workmen's Compensation Act, 1923, is liable to be deducted from the compensation paid under the Motor Vehicles Act, 1939? This question shall be considered when the question of enhancement of compensation is considered. Further, it is found that Claim Petition was filed on 6.4.1988 and Written Statement has been filed on 22.8.1988. Thereafter, matter remained pending before the Tribunal till 1996. Issues were framed on 29.6.1996, deposition of claimants recorded on 7.2.1997, and second witness of claimants examined on 8.8.1997. The Insurance Company did not examine any witness in its defence. Award was pronounced on 30.8.1997. With this background we find that delay is from 22.8.1988 to 29.6.1996. It is not because of claimants. Rather, they represented to this Court on administrative side seeking direction to the Claims Tribunal to dispose of the matter at an early date. Consequently, claimants cannot be held responsible for delay, therefore, they are entitled to interest from 6.4.1988 at the rate allowed by the Claims Tribunal. #. It is not because of claimants. Rather, they represented to this Court on administrative side seeking direction to the Claims Tribunal to dispose of the matter at an early date. Consequently, claimants cannot be held responsible for delay, therefore, they are entitled to interest from 6.4.1988 at the rate allowed by the Claims Tribunal. #. Now considering First Appeal No.407 of 1998 filed by claimants for enhancement, the deceased was driver of oil tanker. He was earning Rs.1,000/= per month salary and Rs.30/= per day daily allowance as per the statement of widow apart from Rs.900/= for S.S.Carriers (partnership firm). There is no rebuttal to this claim. However, the Claims Tribunal accepts the salary of Rs.1,000/= but reduces the income from daily allowance to Rs.500/= per month on the ground that he may not be on outstation duty for all the thirty days and there being no satisfactory evidence of income from partnership firm. At the time of accident, deceased was 33 year old. He leaves behind widow and two minors. Salary of driver during 1987 could not be Rs.1000/=. Family could not survive on this amount. May be, the widow meant to say that she was receiving this amount from the husband. However, we take that he was receiving Rs.1000/= per month by way of salary. However, deduction of daily allowance is not justified since drivers, particularly of tankers/ trucks remain out day and night. Therefore, daily allowance being claimed should be allowed but not the income from partnership firm. This way, monthly income of deceased is taken Rs.1900/= per month. Considered on the principles laid down by the Apex Court in Smt.Sarla Dixit and another v. Balwant Yadav and others ( AIR 1996 SC 1274 ) and Division Bench decision of this Court in Ritaben alias Vanitaben and another v. Ahmedabad Municipal Transport Service and another ( 2000 ACJ 153 ), amount of compensation payable to the claimants, is computed thus; 1900x2 = 3800 (double of monthly salary); 3800+1900 = 5700 (add one month's salary); 5700/2 = 2850 (half of the above); deducting 1/3rd from 2850 comes to 1900; 1900 x 12 = 22800 (yearly income); 22800 x 17 = 387600 (multiplier as per schedule); 387600 + 20000 = 407600 (add Rs.2000/= under heads of pain, shock etc.) Therefore, the total compensation comes to Rs.4,07,600/=. It is submitted that claimants have claimed Rs.3,50,000/=, therefore, they are not entitled to more amount. We do not agree with this submission, particularly when it has been decided in catena of decisions by Apex Court that claimants are entitled to just compensation against the tort feasers, and it is the duty of the Court to assess the same. [See Nagappa versus Gurudayal Singh and others (2003) 2 SCC 274]. Questions falling for examination in the present case have not been examined in Helen C.Rebello and others v. Maharashtra State Road Transport Corporation [1999 ACJ 10], therefore, this decision is not applicable to the facts of this case. Looking to all the facts and circumstances of the case, more so, the fact that deceased was a young man with good prospects for improvement in salary, left behind young widow and minor children with nothing to depend upon, compensation worked out be paid to them. #. Examining the matter, it seems, amount has not been correctly worked out under the Workmen's Compensation Act, 1923, and paid to the claimants. Section 4(1)(a) is reproduced: "4. Amount of compensation - (1) Subject to the provisions of this Act, the amount of compensation shall be as follows, namely:- (a) Where death results from the injury an amount equal to fifty per cent of the monthly wages of the deceased workman multiplied by the relevant factor; or an amount of eighty thousand rupees, whichever is more . . ." Explanation I. - For the purposes of clause (a) and clause (b) 'relevant factor' in relation to a workman means the factor specified in the second column of Schedule IV against the entry in the first column of that Schedule specifying the number of years which are the same as the completed years of the age of the workman on his last birthday immediately preceding the date on which the compensation fell due. Explanation II.- Where the monthly wages of a workman exceed four thousand rupees, his monthly wages for the purposes of clause (a) and clause (b) shall be deemed to be four thousand only (c) Where permanent partial disablement resulted from the injury (i) in the case of an injury specified in Part II of Schedule I, such percentage of the compensation which would have been payable in the case of permanent total disablement as is specified therein as being the percentage of the loss of earning capacity caused by that injury; and (ii) in the case of an injury not specified in Schedule I, such percentage of the compensation payable in case of permanent total disablement as is proportionate to the loss of earning capacity (as assessed by the qualified medical practitioner) permanently caused by the injury;" Looking to the definition of 'wages' under section 2(m) of the WC Act, 1923, wages includes any privilege or benefit which is capable of being estimated in terms of money, means all allowances including daily allowance. Taking the income at Rs.1900/= per month, compensation can be Rs.1,91,577/=. Monthly wages : Rs.1900 Fifty percent thereof: Rs.950 Considering the age (33), relevant factor as mentioned in Schedule V of 201.66 would be applicable. Therefore 950x201.66 = Rs.191577/= The Workmen's Compensation Commissioner seems to have granted less compensation under Section 4 of the Workmen's Compensation Act, 1923, since the claimants are entitled to the amount whichever is more envisaged in Section 4(1)(a) of the said Act. That apart, Commissioner has not taken into consideration the default made by the employer in depositing the amount within one month from the date it fell due so imposing penalty and interest for late deposit under section 4A of the Workmen's Compensation Act. Relevant section 4A is as under:. "4-A. Compensation to be paid when due and penalty for default : - (1) Compensation under Section 4 shall be paid as soon as it falls due. (2) In cases where the employer does not accept the liability for compensation to the extent claimed, he shall be bound to make provisional payment based on the extent of liability which he accepts, and, such payment shall be deposited with the Commissioner or made to the workman, as the case may be, without prejudice to the right of the workman to make any further claim. [(3) Where any employer is in default in paying the compensation due under this Act within one month from the date if fell due, the Commissioner shall - (a) direct that the employer shall, in addition to the amount of the arrears, pay simple interest thereon at the rate of twelve per cent, per annum or at such higher rate not exceeding the maximum of the lending rates of any scheduled bank as may be specified by the Central Government, by notification in the Official Gazette, on the amount due; and (b) if, in his opinion, there is no justification for the delay, direct that the employer shall, in addition to the amount of the arrears, and interest thereon pay a further sum not exceeding fifty per cent of such amount by way of penalty : Provided that an order for the payment of penalty shall not be passed under clause (b) without giving as reasonable opportunity to the employer to show cause why it should not be passed. Explanation.- For the purposes of this sub-section, "scheduled bank", means a bank for the time being included in the Second Schedule to the Reserve Bank of India Act, 1934 (2 of 1934). [(3A) The interest and the penalty payable under sub-section (3) shall be paid to the workman or his dependent, as the case may be.]]" It is also contended that claimants offered undertaking before the Commissioner for Workmen's Compensation vide Application No.149 of 1988 confining the claim to Rs.80,664/=. Therefore, no further compensation is payable to the claimants. It is found that claim under Motor Vehicles Act, 1939, is prior in point of time, filed on 6.4.1988. It was pending. Learned counsel for the claimants submits that the Workmen's Compensation Commissioner was approached on 20.7.1988 for payment of compensation under the Act. Therefore, a contract, which is unconscionable, defeats the provisions of law is neither enforceable nor creates bar against statute and statutory right. Claimants right to raise the claim under the two statutes has already been answered. Further, there is no substance in this contention also as the right of claimant cannot be set at naught by unconscionable gbargain; undertaking is not against the offending owner of vehicle and its Insurance Company nor it could be entertained by the Commissioner. Therefore, deduction is not permissible. Further, there is no substance in this contention also as the right of claimant cannot be set at naught by unconscionable gbargain; undertaking is not against the offending owner of vehicle and its Insurance Company nor it could be entertained by the Commissioner. Therefore, deduction is not permissible. In these circumstances, it is open for the claimants to approach the Commissioner for more compensation as per section 4(1)(a) read with Section 4-A of the Workmen's Compensation Act, 1923, in the light of observations made in the preceding part of the judgment or take such other legal steps which may be available to them, and Court/ Tribunal, Commissioner shall consider the matter and decide in accordance with law. 13. In view of the decision of Division Bench of this Court as referred to above, law is very much clear on the subject that the claimants are entitled to file independent proceedings against respondent if two vehicles are involved in accident and claimants are entitled to file claim petition before claims tribunal against offending vehicle being third party under the MV Act and simultaneously claimant is also entitled to file claim application before WC Commissioner against his employer and insurance company of the vehicle of employer. Employer is statutorily bound to pay compensation in case of death of its employee because of the relationship of employer and employee and claimant is also filing claim petition against tortfeasor who is liable to pay compensation under the MV Act, 1988. Particular observations made by Division Bench of this Court are reproduced as under: Even otherwise, there is no force in the submissions raised by the learned counsel for the appellant-Insurance Company. Section 110A of Motor Vehicles Act, 1939 is applicable to a person who has two remedies against the joint tort feaser(s) while object of Section 3(5) of the Workmen's Compensation Act,1923, is to save the employer from double jeopardy, meaning thereby,from multiplicity of litigation, one under the Workmen's Compensation Act, 1923, and other under the Motor Vehicles Act, 1939. Where a claimant can avail one remedy against the employer under the Workmen's Compensation Act, 1923, he is not debarred from raising /claiming compensation under the Motor Vehicles Act, 1939, against the tort feaser. Present is a case where claimants are receiving compensation from the employer who is statutorily bound to pay the same on the death of deceased being his Master. Present is a case where claimants are receiving compensation from the employer who is statutorily bound to pay the same on the death of deceased being his Master. This is separate relationship and liability and has nothing to do with the liability of a tort feasor under the Motor Vehicles Act, 1939. In the claim petition before the Claims Tribunal, employer and insurer of Tanker are not party, therefore, no claim has been raised against them. Submission raised by the appellant, if accepted, would mean that claimants should feel satisfied with whatever is paid to them under the Workmen's Compensation Act, 1923, by the employer, and thereby, tort feaser escaping liability under the Motor Vehicles Act, 1939, which remedy is independently available to the claimants as third party qua the offending vehicle. 14. Entire issue is becoming clear in view of observations made by Division Bench of this Court as referred to above an looking to facts of this case, respondents claimants are entitled to claim compensation from tortfeasor namely driver owner and insurance company of offending truck and they are also entitled to claim and receive compensation from employer of deceased and insurance company of tempo owned by employer and are therefore entitled to file two separate proceedings claiming compensation against tort feasor means third party driver and driver cum owner of truck and insurance company of truck and in view of that, contentions raised by learned Advocate Ms. Hina Desai that there is bar of section 167 of MV Act cannot be accepted because in said claim petition, owner Ajaysinh J. Raol and insurance company were formal party and matter was decided by claims tribunal only on the basis of negligence of driver of tempo means deceased who was driving vehicle and, therefore, nothing was awarded to claimants from employer and insurance company of tempo driven by deceased and, therefore, that can be considered to be formal party since no effective orders were passed against employer and insurance company of vehicle and, therefore, all such contentions raised by learned Advocate Ms. Hina Desai are rejected. 15. Therefore, according to my opinion, WC Commissioner has rightly decided matter and in doing so,no error has been committed by WC Commissioner and, therefore, no interference of this court is required in this appeal and, therefore, this appeal is dismissed.