Judgment : CMA.No.755 of 2002 is filed by the National Insurance Company Limited, Kadapa, which was the sixth respondent before the Claims Tribunal. Whereas CMA.No.2415 of 2003 is filed by the claimants against the award and decree dated 26-2-2001 passed in MVOP.No. 190 of 1999 by the Motor Accident Claims Tribunal-cum-I-Additional District Judge, Kadapa. 2. Heard Sri K. Somakonda Reddy, the learned counsel appearing for the appellant in CMA.No.2415 of 2003 and Ms.Jonna Ramani, the learned standing counsel for the appellant-Insurance Company in CMA.No.755 of 2002. 3. The brief facts required for considering the present appeals may be stated as follows: Mr.Y.S.Paul Jagaonmohan Reddy, hereinafter referred to as the deceased was the owner of Fiat Car bearing No.AP04-B-4500. On 08-11-1997 at 05:00 a.m., while he was travelling in the car alongwith some other inmates from Hyderabad to Pulivendula, the driver of the car dashed the stationed lorry belonging to the second respondent and was insured with the third respondent (CMA.No.2415 of 2003) which was stationed on the middle of the road negligently without displaying any signal lights. The lorry was said to be kept for repair on the middle of the road. These are the facts pleaded in the claim-petition filed by the claimants under section 166 of the Motor Vehicles Act claiming compensation. On account of the car dashing the stationed lorry, the inmates of the car including the deceased received injuries and the deceased died in consequences of the said injuries, which fact is not in dispute. Consequently, the claimants, who are the legal representatives of the deceased filed claim-petition under section 166 of the Motor Vehicles Act, impleading the owner of the fiat car (Mr.Y.S.Paul Jaganmohan Reddy) and the National Insurance Company Limited, with which the said car was insured. Mr.Mohammed Khan, the owner of the lorry bearing No.AP-11-T-1355 and the New India Assurance Company Limited, with which the said lorry was insured as the main respondents in the claim-petition. 4. The claimants claimed compensation of Rs.12,00,000=00. The learned Claims Tribunal after making an enquiry into the claim preferred by the claimants awarded compensation of Rs.4,25,000=00 with interest @ 12% p.a. from the date of petition till the date of realization. 4. The claimants claimed compensation of Rs.12,00,000=00. The learned Claims Tribunal after making an enquiry into the claim preferred by the claimants awarded compensation of Rs.4,25,000=00 with interest @ 12% p.a. from the date of petition till the date of realization. The National Insurance Company Limited, the appellant in CMA.No.755 of 2002 pleaded that the accident was solely on account of parking the lorry negligently without displaying the signal lights and not due to any fault of the driver of the car. Whereas the New India Assurance Company, who is the eighth respondent in the appeal contended that the accident was due to the rash and negligent driving of the car driver and the driver of the lorry was not at all at fault in the happening of the accident. 5. The learned Claims Tribunal having gone through the rival contentions recorded a finding that the accident was due to the rash and negligent driving of the car driver but not due to parking of the lorry negligently and accordingly fastened the liability on the owner of the car and its Insurance Company and held that both of them are jointly and severally liable to pay the compensation to the claimants. 6. In CMA.No.755 of 2002 the National Insurance Company Limited assailed the finding recorded by the Claims Tribunal on the ground that the learned Claims Tribunal on evidence ought to have held that the accident took place due to the negligent parking of the lorry by its driver and also challenging the decision of the Claims Tribunal on the ground that when the owner himself died in the accident, his legal representatives cannot file a claim-petition against the appellant-National Insurance Company Limited under section 166 of the Motor Vehicles Act, since it is not maintainable. The appellant-National Insurance Company also challenged the quantum of compensation granted by the Claims Tribunal on the ground that it is on higher side and the rate of interest is also said to be excessive. 7. The appellant-National Insurance Company also challenged the quantum of compensation granted by the Claims Tribunal on the ground that it is on higher side and the rate of interest is also said to be excessive. 7. In CMA.No.2415 of 2003 the appellant, apart from questioning the quantum of compensation on the ground that it is not just and reasonable also assailed the findings recorded by the Claims Tribunal which is to the effect that the accident was due to rash and negligent driving of the car driver and according to the claimants the said findings recorded by the Claims Tribunal is contrary to the evidence on record, since the evidence discloses that the accident was solely on account of the negligent parking of the lorry on the middle of the road for the purpose of repairs. 8. The claimants examined one Malla Reddy, who was traveling alongwith the deceased in the car at the time of accident, as PW-2. He stated in his evidence that when the car crossed Jadcherla at about 05:30 a.m., they noticed a stationed lorry on the road, because of puncture of the tyres without displaying any signal lights. He also stated that at that time, there was dew fall due to which the driver of the car could not notice the stationed lorry and the car came close to the said lorry and therefore, the car dashed against the stationed lorry. According to PW-2, the accident was not due to any rash and negligent driving of the car driver but it was due to parking of the lorry negligently without displaying any signal lights and without taking any precautions by the driver of the lorry. 9. Further the National Insurance Company Limited, which is the appellant in CMA.NO.755 of 2002 examined the driver of the car as RW-1. He stated in his evidence that when they crossed Jadcherla found a lorry which was stationed on the road without displaying any signal lights, after seeing the lorry he tried to swerve the car aside but as he saw the lorry at a very short distance and hit the stationed lorry inspite of his driving the car carefully. 10. RW-1 further deposed that the accident was not due to his rash and negligent driving but because of the parking of the lorry negligently for repairs without displaying signal lights. 10. RW-1 further deposed that the accident was not due to his rash and negligent driving but because of the parking of the lorry negligently for repairs without displaying signal lights. His evidence further discloses that either the driver or the cleaner of the lorry was not present at the time of accident. Neither the owner of the lorry nor the Insurance Company with which it was insured had let-in any evidence in support of the contention that the accident was due to the rash and negligent driving of the car driver. Inspite of the clear evidence, which is to the effect that there was dew fall at the time of accident, the lorry was parked negligently without displaying the signal lights and it could not be seen till the car came near the lorry, the learned Claims Tribunal did not rely on the said evidence, since it is mentioned in the FIR that the car hit the lorry on the left side of the road and also considering the fact that the case was registered against the car driver and the police filed FIR against the car driver and also after investigation they charge sheeted him for the offences under section 304-A and 338 IPC. The learned Claims Tribunal merely relying upon the FIR and charge sheet which were marked before it as Exs.A-1 and A-4 respectively recorded a finding that the accident was due to rash and negligent driving of the car driver. In fact there was no evidence before the Claims Tribunal that the accident was due to rash and negligent driving of the car driver. The claimants as well as the National Insurance Company, who are appellants in both the cases adduced evidence to the effect that the accident was due to the negligent parking of the lorry without displaying any signal lights. So the entire evidence was overlooked by the learned Claims Tribunal on the ground that the contents of the FIR and charge sheet are other wise. The owner of the lorry, the Insurance Company with which it was insured which were respondents before the learned Claims Tribunal did not adduce any evidence. They ought to have examined the lorry driver to explain the circumstances under which the accident actually took place. The owner of the lorry, the Insurance Company with which it was insured which were respondents before the learned Claims Tribunal did not adduce any evidence. They ought to have examined the lorry driver to explain the circumstances under which the accident actually took place. By such non-examination, the learned Claims Tribunal ought to have drawn adverse inference against the case set up by the New India Assurance Company Limited, the insurer of the lorry. Either the FIR or the charge sheet by themselves do not constitute any substantive evidence. The learned Claims Tribunal is not supposed to ignore the substantive evidence before it and rely on the contents of the FIR and the charge sheet. The approach adopted by the learned Claims Tribunal is totally erroneous, being contrary to the evidence on record before it. Therefore, the finding is set aside in this appeal and it is held that Mr.Mohammed Khan, the second respondent, owner of the lorry bearing No.AP-11-T-1355 and the New India Assurance Company Limited, the third respondent in CMA.No.2415 of 2003 are jointly and severally liable to pay compensation to the claimants. The National Insurance Company Limited, the appellant in CMA.No.755 of 2002 is totally exonerated from liability to pay any compensation to the claimants. 11. The next question to be considered is the quantum of compensation. According to the claimants, the deceased was aged 30 years and he was doing business. Their version is that he was earning Rs.25000/-per month as partner in M/s. Prakash Oil Mill, Prakash Trading Company and Padma Minerals Limited and also getting his land cultivated. The learned Claims Tribunal noticed that none of the books of account of the said firms were filed by the claimants. The learned Claims Tribunal took into account Ex.A-8 Income-tax Clearance Certificate filed by the claimants for the year 1997-98 which shows that the income of the deceased for the said year was Rs.65,930=00. The learned Claims Tribunal however expressed the view that basing on the documents filed by the claimants it is not possible to arrive at definite income of the deceased, considered his income at Rs.3000=00 per month through his business. Though the learned Claims Tribunal could not arrive at the exact income of the deceased from the documentary evidence adduced by the claimants erred in taking the income of the deceased at Rs.3000/-per month. Though the learned Claims Tribunal could not arrive at the exact income of the deceased from the documentary evidence adduced by the claimants erred in taking the income of the deceased at Rs.3000/-per month. Since the deceased was aged 30 years and was a businessman, the learned Claims Tribunal ought to have taken the income of the deceased atleast Rs.5,000/-. In this appeal, therefore, this Court is of the view that for the purpose of computing the compensation, the income of the deceased can be taken as Rs.5,000/-per month. His annual income comes to Rs.60,000/-. From his annual income of Rs.60,000/-, 1/3rd has to be deducted towards his personal and living expenses, living expenditure of the deceased, which comes to Rs.40,000/-. To arrive at the loss of dependency, the said amount has to be capitalized with multiplier 17, which comes to Rs.6,80,000=00. This apart, the first claimant, who is the widow of the deceased is entitled for an amount of Rs.10,000=00 towards loss of consortium. All the claimants are entitled for a sum of Rs.5,000/-towards loss of estate and a further sum of Rs.5,000/-towards funeral expenses. In all the claimants are entitled for compensation of Rs.7,00,000=00 (Rs.Seven Lakhs only). The interest awarded by the learned Claims Tribunal @ 12% per annum being on higher side, the same is reduced to 7.5% per annum from the date of petition till the date of realization. 12. In the result, the findings of the learned Claims Tribunal that the National Insurance Company, the appellant in CMA.No.755 of 2002 is liable to pay compensation to the claimants is set aside and it is held that the respondents 2 and 3 in CMA.No.2415 of 2003 i.e., the owner of the lorry bearing No. AP-11-T-1355 and the insurer of the said lorry i.e., Mohammed Khan and New India Assurance Company Limited, are jointly and severally liable to pay the compensation to the claimants. The National Insurance Company Limited, the appellant in CMA.No.755 of 2002 is exonerated from the liability to pay compensation to the claimants. The National Insurance Company Limited if paid the amount to the claimants, it shall not recover the same from the claimants but it shall recover the same from the respondents 2 and 3 in CMA.No.2415 of 2003. 13. Consequently, CMA.No.755 of 2002 is allowed and CMA.No.2415 of 2003 is partly allowed. The National Insurance Company Limited if paid the amount to the claimants, it shall not recover the same from the claimants but it shall recover the same from the respondents 2 and 3 in CMA.No.2415 of 2003. 13. Consequently, CMA.No.755 of 2002 is allowed and CMA.No.2415 of 2003 is partly allowed. There shall be no order as to costs in both the appeals.