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Allahabad High Court · body

2012 DIGILAW 2800 (ALL)

United India Insurance Co. Ltd. v. Keshav and Another

2012-12-05

ADITYA NATH MITTAL, SUNIL AMBWANI

body2012
Hon'ble Aditya Nath Mittal,J. — 1. We have heard Shri Saurabh Srivastava, learned counsel appearing for the insurance company-the appellant. 2. The United India Insurance Co. Ltd. is aggrieved by the award of Motor Accident Claims Tribunal/Additional District Judge, Court No.3, Mathura dated 28.8.2012 in Motor Accident Claims No. 543 of 2011, by which the Tribunal has awarded compensation of Rs.2,03,113/- to the injured claimant, out of which Rs.1,98,113/- is awarded towards the medical expenses and an amount of Rs.5000/- for pain and suffering. 3. It is submitted by Shri Saurabh Srivastava, that the first information report was lodged after three months and that the owner of the vehicle did not inform the insurance company of the accident. The medical bills no. 63, 64, and 65 were not verified as the bill numbers and details were not clearly written on such bills. 4. The accident and the injury caused to the claimant arising from such accident is not denied. The delay in lodging the first information report could at best have created a doubt over the accident. It would not have any bearing on the injuries and the reimbursement of medical expenses. 5. We do not find that the failure of the owner of the offending vehicle to inform the insurance company would affect the rights of the claimant to claim compensation or would give the right of recovery to the insurance company from the owner of the vehicle. The failure to inform within the time stipulated in the contract would not defeat the rights of the claimant and the statutory obligation of the Insurance Company under Section 173 of the Motor Vehicles Act, 1988. 6. In the present case, the Tribunal has not awarded any compensation towards any disability causing loss of income on account of injuries. The Tribunal has only reimbursed the medical expenses for which the bills were proved. The Tribunal has also recorded findings that bill nos. 63, 64 and 65 were also verified and proved. The chemist was examined by the claimant to prove the bills. 7. For the aforesaid reasons, we do not find any error of law in the award given by the Tribunal. 8. The First Appeal From Order is dismissed. 9. The amount of Rs.25,000/- deposited in this Court shall be remitted to the Motor Accident Claims Tribunal within a month. …………………………………