ICICI Lombard Gen Ins. Co. v. Mohammad Abdullah Hajam & Ors
2012-09-19
HASNAIN MASSODI
body2012
DigiLaw.ai
JUDGMENT The Appellant Insurance Company is aggrieved of the order dated 28.10.2011 rendered by Motor Accident Claims Tribunal, Srinagar, whereby the Tribunal has assessed an amount of Rs. 4,98,000/- as "just Compensation" within the meaning of Section 168 of Motor Vehicles Act and accordingly made the award in favour of legal representatives of Mst. Zaiba victim of the tragic vehicular accident that took place at Banakoot Bandipora on 02.03.2009. 2. Facts are not in dispute. It is admitted case of the parties that Zaiba wife of Mohd Abdullah Hajam R/p Bonakoot Tehsil Bandipora District Bandipora was run over by a speeding vehicle, insured with the appellant Insurance Company, at Bonakoot Bandipora. The victim left behind her husband Mohammad Abdullah Hajam and two sons Irshad Ahmad Hajam and Nazir Ahmad Hajam respondents in the present appeal. 3. The award is questioned on the grounds that writ Court erroneously applied multiplier of 13 while assessing the compensation payable to the respondents. It is insisted that the Tribunal having regard to the Injury memo and post morten report appended to the chargesheet filed by the Police Station concerned against the driver of the offending vehicle ought to have applied multiplier of 8 instead of 13 and work out the compensation accordingly. 4. The next ground urged in the appeal is that the driver of the offending vehicle admittedly was having an invalid driving licence at the time of accident and that the appellant Insurance Company in view of breach of insurance contract was free from the liability under the insurance contract. 5. Perusal of the pleadings, the Tribunal record and the impugned award reveals that the appellant Insurance Company failed to adduce any evidence to reinforce its stand in opposition to the claim petition and to rebut the evidence adduced by the respondents. There was overwhelming evidence on the file to support the conclusion drawn by the Tribunal that the deceased at the time of unfortunate accident was 45 years of age. The appellant disappoints the conclusion drawn on the ground that the age of the deceased as per Injury memo and post mortem report was 60 years and not 45 years as stated before the Tribunal.
The appellant disappoints the conclusion drawn on the ground that the age of the deceased as per Injury memo and post mortem report was 60 years and not 45 years as stated before the Tribunal. The Tribunal found that husband of the deceased is in the age group of 46 to 50 years accordingly and believed the evidence adduced by the respondents to prove that the deceased at the time of accident was 45 years of age was substantiated by the attending circumstaces. The appellant on the other hand did not adduce any evidence to prove that the deceased was 60 years of age at the time of accident and rebut the evidence adduced by the respondents. The appellant if nursing any doubt about veracity of the evidence adduced by the respondent ought to have examined the author of the injury memo and post mortem report now pressed into service by it, to persuade the Tribunal to conclude that the deceased was 60 years of age at the time of accident. The appellant after having wasted an opportunity given by the Tribunal to adduce evidence in support of the issues burdened whereof was placed on it and to rebut the evidence adduced by the respondents to discharge their burden cannot be allowed to draw support from the report neither proved, nor part of the evidence before the Tribunal. The conclusions drawn in the circumstances are not open to question. 6. As regards the averment that licence of the driver of the offending vehicle was invalid and the appellant was absolved of the liability under the insurance contract to indemnify the owner of the offending vehicle, can be addressed by giving the appellant right to recover the compensation paid from the owner of the offending vehicle as laid down in Ishwar Chandra and Ors Versus The Oriental Insurance Co. Ltd and Ors., and the practice that has found approval of the superior courts including the Apex Court. 7. So viewed, while assessing as regards quantum of the compensation the appellant is given liberty to recover the compensation amount paid to the respondents from the owner of the offending vehicle. 8. The deposit amount be released in favour of the respondents through account payees cheque after proper verification. 9. Disposed of.