Naresh Kumar Mahant v. Oriental Insurance Company Limited
2015-10-09
MANSOOR AHMAD MIR
body2015
DigiLaw.ai
JUDGMENT Mansoor Ahmad Mir, J. 1. This appeal is directed against the award, dated 31st March, 2009, passed by the Motor Accident Claims Tribunal-cum Presiding Officer, Fast Track Court, Mandi, H.P., (for short, “the Tribunal”) in Claim petition No.112/2005(78/2002), titled Naina Katoch & others vs. Naresh Kumar Mahant & others, whereby a sum of Rs.11,03,200/-, alongwith interest at the rate of 7.5% per annum, came to be awarded as compensation in favour of the claimants and the owner-insured was saddled with the liability, (for short, the “impugned award”). 2. The claimants, the driver and the insurer have not questioned the impugned award on any count. Thus, the same has attained finality so far it relates to them. 3. Feeling aggrieved, the owner/insured has questioned the impugned award on the ground that the Tribunal has fallen in error in holding that the deceased was traveling in the offending vehicle as gratuitous passenger and, therefore, has wrongly saddled the owner with the liability. 4. Thus, the only question to be determined in this appeal is - Whether the Tribunal has rightly exonerated the insurer from its liability? 5. To settle the above controversy, a reference may be made to the pleadings of the parties. The claimants filed the claim petition, which was amended later on, wherein, in paragraph 24, they have pleaded that the deceased, namely, Kartar Singh was traveling in the truck bearing registration No.HP-34-3069 alongwith goods, which was being driven by its driver, namely Sarwan Kumar rashly and negligently, as a result of which, the deceased fell down and got crushed under the rear tyre of the offending vehicle. 6. The owner and the driver filed the reply in which they have not denied the fact that the deceased was not traveling in the offending vehicle alongwith his goods, rather have admitted the said fact. Thus, it cannot be disputed that the deceased was not traveling in the offending vehicle alongwith his goods. 7. The Tribunal, after examining the pleadings of the parties, framed the following issues:- “1. Whether Kartar Singh died as a result of rash or negligent driving of respondent No.2. OPP 2. In case issue No.1 is proved, to what amount the petitioners are entitled and from which of the respondent? OPP 3. Whether respondent No.2 was not having a valid and effective driving licence? If so, its effect? OPR-3 4.
Whether Kartar Singh died as a result of rash or negligent driving of respondent No.2. OPP 2. In case issue No.1 is proved, to what amount the petitioners are entitled and from which of the respondent? OPP 3. Whether respondent No.2 was not having a valid and effective driving licence? If so, its effect? OPR-3 4. Whether the deceased was a gratuitous passenger and as such, respondent No.3 is not liable? OPR-3 5. Relief.” 8. From the above, it is clear that the controversy needs to be settled in the instant appeal pertains to issue No.4. The insurer has not led any evidence despite the fact that it had to discharge the onus viz. a viz. issues No.3 & 4 and had also to lead evidence in defence to claim exoneration. Since the insurer has failed to lead any evidence, therefore, in the absence of any evidence having been led by the insurer, the Tribunal has fallen in error in holding that the deceased was a gratuitous passenger, which is against the mandate of Order 14 of the Code of Civil Procedure. It was for the insurer to plead and prove that the owner/insured had committed willful breach of the terms and conditions of the insurance policy, in which it has failed. As has been noted above, the claimants have specifically pleaded in the Claim Petition, which fact has been admitted by the owner and the driver, by filing reply to the Claim Petition, that the deceased was traveling in the offending vehicle as owner of the goods. 9. This Court in FAO No.615 of 2008, titled United India Insurance Company Ltd. vs. Savita Devi and others, decided on 7th August, 2015, FAO No.682 of 2008, titled Oriental Insurance Co. Ltd. vs. Mahender Singh and others, decided on 7th August, 2015, and catena of other judgments, has already held that once a person is traveling in a vehicle alongwith his goods, he cannot be termed as a gratuitous passenger. 10. Having said so, the findings returned by the Tribunal on issue No.4 are set aside and it is held that the deceased was not traveling in the offending vehicle as gratuitous passenger, rather was traveling alongwith his goods. Accordingly, the insurer is saddled with the liability. 11.
10. Having said so, the findings returned by the Tribunal on issue No.4 are set aside and it is held that the deceased was not traveling in the offending vehicle as gratuitous passenger, rather was traveling alongwith his goods. Accordingly, the insurer is saddled with the liability. 11. The insurer is directed to deposit the amount of compensation, alongwith interest as awarded by the Tribunal, within a period of six weeks from today in the Registry of this Court and the Registry is directed to release the amount in favour of the claimants strictly in terms of the impugned award. The statutory amount deposited by the appellant/owner is ordered to be paid to the claimants as costs of this appeal. 12. The appeal is allowed and the impugned award is modified as indicated above.