Mansoor Ahmad Mir, J. Challenge in this appeal is to judgment and award, dated 16th March, 2012, made by the Motor Accident Claims Tribunal-I, Kangra at Dharamshala (HP) (for short ‘the Tribunal’) in MAC Petition No. 15-P/II of 2008, titled as Prem Chand versus Rajni Gupta & others, whereby compensation to the tune of Rs.1,87,800/- with interest @ 9% per annum from the date of filing of the claim petition till its realization and costs to the tune of Rs. 2,000/- was awarded in favour of the claimant and the insurer-appellant came to be saddled with liability, with right of recovery (for short "the impugned award"). 2. The claimant, owner and driver have not questioned the impugned award on any count. Thus, it has attained finality so far the same relates to them. 3. The appellant-insurer has questioned the impugned award on the grounds taken in the memo of appeal. 4. Learned Counsel for the appellant-insurer argued that the Tribunal has fallen in an error in saddling the insurer with liability and the driver was not having a valid and effective driving licence at the relevant time. 5. I wonder why the appellant-insurer has filed appeal. 6. The offending vehicle was insured and the claimant is the third party. 7. It is a beaten law of the land that interests of third party cannot be defeated and even if the owner-insured has committed breach, the insurer has to satisfy the award, with right of recovery. 8. Having said so, I am of the considered view that the Tribunal has rightly saddled the insurer with the liability, granted right of recovery. 9. Accordingly, the impugned award is upheld and the appeal is dismissed. 10. The Registry is directed to release the awarded amount in favour of the claimant, strictly in terms of conditions contained in the impugned award, through payees account cheque or by depositing the same in his account. 11. Send down the records after placing a copy of the judgment on the Tribunal's file.