JUDGMENT : S.G. Shah, J.(Oral) - Heard Learned advocate Mr. Hiren Modi for the appellant and Learned advocate Mr. Vibhuti Nanavati for the respondent No. 3. Respondent No. 1, though served, remained absent, whereas appeal stands abated for Respondent No. 2, since he died pending litigation. Perused the record. 2. The appellant is original claimant before the Motor Accident Claim Tribunal, Godhra in Motor Accident Claim Petition No. 748 of 2010, wherein he has claimed an amount of Rs. 7.00. 000/- for the injuries sustained by him in vehicular accident on 27.04.2010. On such date of accident, appellant - claimant was travelling in Truck No. GJ-7Y-1376 as a conductor going towards Valsad. However, because of rash, negligent, careless and speedy driving of opponent No. 1, being driver of the Truck, when he lost control of the truck, truck had gone off the road and dashed with the roadside trees. In such incident appellant has received several injuries, which include crush injury over left hand, for which extensive treatment was provided to him. Even after long treatment because of fracture of radius and ulna with crushed injury on forearm, his left hand below elbow was amputated. For such injuries and its result, the doctor has certified his disablement as 90% of upper limb. After, considering the available evidence on record, in all, the Tribunal has awarded Rs. 2.85,000/- on different heads as under:- Future loss of income... Rs.2,01,600-00 Amount for P.S.S.... Rs. 25,000-00 Medical Expenses... Rs. 5,000-00 Actual loss of income for six months Rs. 18,000-00 Food, Attendants, Transportation Rs. 15,000-00 Future expenses Rs. 20,000-00 TOTAL Rs.2,84,600-00 Therefore, appellant has challenged such judgment and award dated 03.12.2014, contending that Tribunal has failed in awarding just and reasonable compensation. 3. I have perused the entire record and also considered the documentary evidence as well as oral evidence. It is an undisputed fact that the petitioner was serving as a conductor on Truck and because of crush injuries he has lost his left arm. While awarding compensation for loss of future earning, the Tribunal has considered 40% disablement because of the consent by the parties and considered Rs. 3,000/- as income of the victim, and thereby applied 14 multiplier because victim was aged about 45 years, thus, monthly loss of income comes to Rs. 1200/-. 4. While awarding compensation for loss of future earning, the Tribunal has considered 40% disablement because of the consent by the parties and considered Rs. 3,000/- as income of the victim, and thereby applied 14 multiplier because victim was aged about 45 years, thus, monthly loss of income comes to Rs. 1200/-. 4. It is settled position that for the scheduled injuries in respect of different disablement for amputation of hand from shoulder to wrist, the disablement would be between 60% to 90% and not to be reduced to 50% for the body as a whole as prescribed in Scheduled - I of the Workmen's Compensation Act, 1923. Therefore, Tribunal has certainly committed an error in taking 40% disablement while awarding compensation under the head of loss of future earning capacity. 5. Similarly, the Tribunal has failed to consider prospective earning capacity of the victim, when victim has fairly stated that as a cleaner, he was earning Rs. 3,500/- per month. However, Tribunal reduced it to Rs. 3,000/-. Similarly, the Tribunal has failed to award reasonable amount for loss of amenities and expectation of life due to amputation without proper appreciation of evidence for pain, shock and suffering because of amputation and therefore, the impugned order needs to be interfered with for the awarding just and reasonable compensation. 6. In view of the above discussion, even if we may strict to the consideration of monthly income as Rs. 3,000/- as taken by the Tribunal based upon its finding with regard to demeanor of witness and other evidence, it is clear and certain that the Tribunal has not considered prospective income and therefore, prospective income is to be considered. Thereby considering the age of the victim being 45 years, 30% prospective income needs to be added, thereby taking around figures the average earning capacity of Rs. 4,000/- is considered. Thus the amount of compensation available to the claimant under head of future loss of income would be Rs. 3,36,000/-. For the purpose, disablement of the claimant is to be considered as 50% instead of 40%. Similarly, considering overall facts and circumstances including the injuries, treatment and disablement, the claimant is entitled to additional amount on different heads as under:- Future loss of income.. Rs. 3,36,000-00 Amount for Pain, Shock & Suffering.. Rs. 1,50,000-00 Loss of amenities of life... Rs. 1,50,000-00 Medical Expenses... Rs. 14,00000 Actual loss of income... Rs. Similarly, considering overall facts and circumstances including the injuries, treatment and disablement, the claimant is entitled to additional amount on different heads as under:- Future loss of income.. Rs. 3,36,000-00 Amount for Pain, Shock & Suffering.. Rs. 1,50,000-00 Loss of amenities of life... Rs. 1,50,000-00 Medical Expenses... Rs. 14,00000 Actual loss of income... Rs. 25,00000 Transportation and exception charges... Rs. 25,00000 Exception of life... Rs.1,00,000- 00 Future medical expenses like artificial limb... Rs.1,00,000- 00 TOTAL Rs.9,00,000- 00 Therefore, the claimant is entitled to an amount of Rs. 9,00,000/- with 9% interest from the date of application till its realization. For such award, I am relying upon the following decisions:- 7. Learned advocate for the appellant is relying upon the decision in the case of Jakir Hussein vs. Sabir and others reported in (2015) 7 SCC 252 wherein Supreme Court has considered 100% loss of functional ability even in absence of physical disability and Rs. 4500/- as monthly income. However, it cannot be ignored that all such cases to be looked into with reference to facts and circumstance of each case and therefore, so far as income and disability are concerned, it is to be considered based upon available evidence and as per the decision in particular case on such issue. 8. As against that, respondent No.2 insurance company has supported award submitting that the Tribunal has awarded just and reasonable compensation. However, when insurance company has not challenging the award, considering the cited decisions it would be appropriate to award just and reasonable compensation on all different heads. 9. In above background, if we peruse the decision relied upon by the claimant, it becomes clear that in the case of Rekha Jain vs. National Insurance Company reported in (2013) 8 SCC 389 of Supreme Court has even in the absence of evidence of income of model (actress) considered Rs. 5,00,000/- as yearly income of the victim, award of Rs. 10,00,000/- towards loss of future earning and total Rs. 79,66,000/-considering that disfigurement of face of celebrity would result into 100% disablement having regard to nature of vocation and functional disability sustained. However, while making calculation, Supreme Court has taken 50% of income only as a loss of future earning. 5,00,000/- as yearly income of the victim, award of Rs. 10,00,000/- towards loss of future earning and total Rs. 79,66,000/-considering that disfigurement of face of celebrity would result into 100% disablement having regard to nature of vocation and functional disability sustained. However, while making calculation, Supreme Court has taken 50% of income only as a loss of future earning. Supreme Court has also observed as under:- "It is well settled principle that in granting compensation for personal injury, the injured has to be compensated (1)for pain and suffering; (2) for loss of amenities; (3) shortened expectation of life, if any; (4) loss of earnings or loss of earning capacity or in some cases for both; and (5) medical treatment and other special damages in personal loss in addition to what is awarded by the tribunal and Supreme Court." In Syed Sadiq vs. Divisional Manager, United India Insurance Company reported in 2014 (2) SCC 735 , Supreme Court has held that claimant being vegetable vendors involved in unorganized sector doing his own business, were not expected to produce documents to prove their monthly income and that claimant might have to change his artificial leg from time to time and therefore, was entitle for medical cost and incidental expenses with future prospect of income. Thereby Apex Court has considered 85% disablement and increased 50% of income as a future prospects and awarded total Rs. 21,65,100/- by adding following amount of compensation in addition to what is awarded by the tribunal and High Court. Rs. 50,000/ Cost of artificial leg Rs. 75,000/- Pain and suffering Rs. 50,000/- Loss of marriage prospectus Rs. 75,000/- Loss of amenities: Rs.1,00,000/- Medical and incidental cost Rs. 25,000 Cost of litigation In Sanjay Kumar vs. Ashok Kumar and others reported in 2014 (5) SCC 330 , Supreme Court has awarded Rs. 14,59,100/- for the amputation of right leg above knee considering 70% as loss of earning capacity. Wherein, now Apex Court has awarded Rs. 1,50,000/- for pain, shock and suffering in addition to Rs. 1,00,000/-for loss of amenities of life, Rs. 75,000/- for loss of expectation and Rs. 25,000/-for cost of litigation. 12.3 In K. Janardhan vs. United India Insurance Co. Ltd. Anr. Wherein, now Apex Court has awarded Rs. 1,50,000/- for pain, shock and suffering in addition to Rs. 1,00,000/-for loss of amenities of life, Rs. 75,000/- for loss of expectation and Rs. 25,000/-for cost of litigation. 12.3 In K. Janardhan vs. United India Insurance Co. Ltd. Anr. reported in 2008 (8) SCC 518 Supreme Court has considered that amputation of the right leg upto knee joint would result into 100% disability and thereby, restored the judgment and award of commissioner by setting aside the judgment of the High Court, reducing the compensation under Workmen's compensation Act, 1923. In K. Janardhan vs. United India Insurance Co. Ltd. Anr. reported in 2008 (8) SCC 518 Supreme Court has considered that amputation of the right leg upto knee joint would result into 100% disability and thereby, restored the judgment and award of commissioner by setting aside the judgment of the High Court, reducing the compensation under Workmen's compensation Act, 1923. In Mohan Soni vs. Ram Avtar Tomar and others reported in 2012 (2) SCC 267 , Supreme Court has in case of amputation of leg below knee enhanced the amount of compensation awarded by the tribunal considering that earning capacity of the victim, may be as high as 100% but in no case, it would be less than 90%. In Pratap Narain Singh DEO vs. Srinivas Sabata and Anr. reported in AIR 1976 SC 222 , the four judges of Supreme Court has upheld the reason of the commissioner under Workmen's Compensation Act that by loss of left hand above the elbow would render victim unfit for the work of carpenter which cannot be done by one hand and thereby he was at 100% loss of earning capacity. In R.D. Hattangadi vs. Pest Control (India) Pvt. Ltd. And others reported in 1995 (1) SCC 551 , Supreme Court has awarded the amount of Rs. 35,00,000/- because of paraplegia below the waist suffered by claimant which is considered as 100% disability wherein Rs. 1,50,000/- was awarded for pain, shock and sufferings in addition to Rs. 1,50,000/- for loss of amenities of life." 10. In view of the facts and circumstances, the appeal is partly allowed. The impugned award is to be modified so as to confirm that, now claimant is entitled to Rs. 9,00,000/-towards compensation with 9% interest from the date of application till its realization. 1,50,000/- for loss of amenities of life." 10. In view of the facts and circumstances, the appeal is partly allowed. The impugned award is to be modified so as to confirm that, now claimant is entitled to Rs. 9,00,000/-towards compensation with 9% interest from the date of application till its realization. The insurance company shall deposit the said amount within 12 (twelve) weeks from the date of this judgment. 11. The appeal is partly allowed to the aforesaid extent.