Branch Manager National Insurance Co. Ltd. v. Nagaraj
2020-07-16
N.S.SANJAY GOWDA
body2020
DigiLaw.ai
JUDGMENT N.S. Sanjay Gowda, J. - In both these appeals, the insurance company is in appeal challenging the liability fastened on it. 2. The claimants have also preferred the cross objections, being dissatisfied with the award, passed by the Tribunal. 3. Since both the claim petitions arise out of the same accident and out of a common judgment passed by the Tribunal, these appeals are taken up and heard together. 4. The Tribunal has awarded a sum of Rs.2,40,000/- to Nagaraj, the claimant in MVC No.511/2008, and a sum of Rs.1,65,000/- to Mahantesh, the claimant in MVC No.514/2008. 5. The principal contention of the Insurance Company in these appeals is that the driver of the tractor possessed only a license to drive a LMV and therefore they could not be fastened with the liability. 6. In view of the judgment of the Apex Court in the case of MUKUND DEWANGAN V/s ORIENTAL INSURANCE COMPANY LIMITED, (2017) AIR SC 3668 , the award of the tribunal fastening the liability on the Insurance Company cannot be found fault with. Admittedly, the unladen weight of the tractor is less than 7,500 Kgs and therefore the driver of the tractor who, admittedly, possessed an LMV would have also been competent to drive the tractor. Consequently, the appeals filed by the Insurance Company lack merit and they are accordingly dismissed. 7. Insofar as the cross-objections are concerned, the Tribunal while determining the income of the claimants has taken a notional income at Rs.3,000/- per month for both the claimants. The said assessment has been made on the premise that no evidence was adduced to establish their monthly income. 8. In my view, in cases where there is no evidence to assess the monthly income, it would be prudent to adopt the monthly income as assessed by the Legal Service Authority for determining the compensation in the Lok Adalath cases. As per the said criteria, in respect of motor accident of the year 2008 the Legal Service Authority has determined the monthly income for victims of a motor vehicle accident at Rs.4,250/-. If that is taken as the monthly income of the claimants, the compensation is liable to be enhanced. 9. The assessment of disability by the Tribunal is not under serious challenge and therefore the same is accepted.
If that is taken as the monthly income of the claimants, the compensation is liable to be enhanced. 9. The assessment of disability by the Tribunal is not under serious challenge and therefore the same is accepted. In my view, the amounts awarded towards pain and suffering requires to be enhanced and so also the sums awarded towards future medical expenses. 10. Consequently, the award of the Tribunal is modified by considering the income of the petitioner at Rs.4,250/- instead of Rs.3,000/-. This would result in the following compensation to be awarded to the Cross objector in MFA Crob.No.757/2013 in MFA 24777/2012 as under; Nos. Particulars Amount 1. Pain and Suffering Rs.35,000/- 2. Loss of future earning capacity Rs.1,37,700/- 3. Medical expenses Rs.80,200/- 4. Future medical expenses Rs.20,000/- 5. Towards Mental Agony Rs.25,000/- 6. Attendant charges Rs.3,000/- Total Rs.3,09,000/- 11. In respect of the MFA Crob.No.758/2013 in MFA No.24778/2012, the Cross objector would be entitled to the following heads as under: Nos. Particulars Amount 1. Pain and Suffering Rs.15,000/- 2. Loss of future income Rs.1,37,700/- 3. Medical expenses Rs.31,101/- 4. Future medical expenses Rs.15,000/- 5. Towards Mental Agony Rs.25,000/- 6. Attendant charges Rs.1,700/- Total Rs.2,25,501/- 12. Thus the award of the Tribunal is modified to the extent stated above. Consequently, MFA Nos.24777/2012 and 24778/2012 are dismissed. 13. Accordingly, MFA Crob.No.757/2013 and 758/2013 are allowed in part. 14. The compensation awarded to the claimants i.e. cross objectors is enhanced from Rs.2,40,000/- to Rs.3,09,000/- and from Rs.1,65,001/- to Rs.2,25,501/-. The said amounts shall carry interest @ 6% p.a. from the date of petition till realization. 15. The amounts in deposit shall be transmitted to the Tribunal for disbursement in terms of the award. The Insurance Company is directed to deposit the balance compensation amount within a period of eight weeks from today. The appeals are disposed off accordingly.