JUDGMENT Sudhanshu Dhulia, J. (Oral) - Petitioner had admittedly taken a loan from the Allahabad Bank, Branch Naugwathaggu, Khatima, District Udham Singh Nagar, which he could not repay. Subsequently, the recovery citation dated 24.12.2019 has been issued against the petitioner, which he has challenged before this Court by means of the present writ petition. 2. Learned counsel for the petitioner has given a statement that if the petitioner is given some reasonable time to repay the loan, he shall repay the entire outstanding loan amount. Learned counsel for the respondent-bank submits that the bank is willing to take the amount in installments. The entire outstanding loan of the petitioner as of now is Rs.6,68,380/- (Rupees Six Lakh Sixty Eight Thousand Three Hundred Eighty Only). 3. With the consent of all the parties, the matter stands disposed of with the following directions:- The petitioner shall deposit an amount of Rs.1,00,000/- (Rupees One Lakh Only) with the bank within a period of one month from today i.e. on or before 07.02.2020. In case the amount is deposited on or before 07.02.2020, the respondent-bank would then recover the remaining amount from the petitioner in eighteen equal monthly installments spreading over a period of one and a half years. It is made clear that recovery shall not include recovery charges. 4. It is directed that the last installment shall also carry cumulative interest. It is further made clear that in default of payment of any single installment, the Bank shall be at liberty to initiate fresh process for recovery against the petitioner.