National Insurance Co. Ltd. v. Tejaswini Vivek Nabar wife of late Vivek Y. Nabar
2022-03-04
M.S.SONAK
body2022
DigiLaw.ai
JUDGMENT : 1. This appeal is directed against the judgment and award dated 26.10.2015 made by the Motor Accident Claims Tribunal (Tribunal) in Claim Petition No.25/2014. 2. Mr. Timble, learned counsel for the appellant points out that even though several grounds have been raised in this appeal, he would press the ground that the award of compensation as reflected in para 26 of the impugned award is not in accord with the law laid down by the Hon'ble Supreme Court in National Insurance Company Limited vs Pranay Sethi and others, (2017) 16 SCC 680 . 3. Mr. Timble points out that towards consortium the compensation of Rs.40,000/- each could have been awarded to the widow and daughter and not Rs.1,00,000/-. He points out that once the compensation is awarded towards loss of consortium, there was no question of making any further award of Rs.1,00,000/- towards loss of love and affection since this would amount to overlapping or duplication. He submits that even towards funeral expenses, the compensation ought to be Rs.15,000/- and not Rs.25,000/-. 4. Mr. Shirodkar learned counsel for the claimants at the outset points out that there is no material about leave being granted under Section 170 of the Motor Vehicles Act to the insurance company. He, therefore, submits that the insurance company ought not to be heard on the issue of quantum. 5. Without prejudice, Mr. Shirodkar submits that the award as reflected in para 26 is consistent with the law laid down in Rajesh and others Vs Rajbir Singh and others, (2013) 9 SCC 54 which was then holding the field. He submits that even according to Pranay Sethi (supra), the additional compensation of Rs.15,000/- is due towards loss of estate. 6. In this case, the record does indicate that the insurance company had applied under Section 170 of the Motor Vehicles Act because there was no contest on behalf of the owner and the driver of the offending vehicle. However, there is no clarity as to whether this application was disposed of or not. Now in the peculiar facts of the present case, considering the lapse of time and also the reasonable approach on the part of the insurance company, no useful purpose would be served by simply remanding the matter to the tribunal for deciding the application under Section 170 of the Motor Vehicles Act, assuming that the same was not actually decided.
Now in the peculiar facts of the present case, considering the lapse of time and also the reasonable approach on the part of the insurance company, no useful purpose would be served by simply remanding the matter to the tribunal for deciding the application under Section 170 of the Motor Vehicles Act, assuming that the same was not actually decided. Such a course of action would prolong the matter and deprive the claimants of the compensation due to them. 7. Besides, in such matters, there is a duty cast upon the Court to determine the just compensation. There are instances where the respondents/claimants have been awarded enhanced compensation even though they may not have appealed against the award or filed any cross objections claiming enhanced compensation. 8. Pranay Sethi (supra) is quite clear in determining the compensation towards consortium at Rs.40,000/-. This will have to be held as Rs.40,000/- each towards each of the claimants. Further, once the compensation is granted towards loss of consortium, there is no question of grant of further compensation towards loss of love and affection. Even the compensation towards funeral expenses will have to be determined at Rs.15,000/-. In addition, Rs.15,000/- will have to be awarded towards loss of estate. 9. The aforesaid calculation would result in a reduction of Rs.1,15,000/- from out of the total award of Rs.82,47,504/-. Further, as was correctly held by the tribunal, the amount of Rs.50,000/- which was already awarded towards no-fault liability will also have to be deducted. 10. In the peculiar facts of the present case, the compensation amount is now redetermined at Rs.80,82,504/- after taking into account Rs.50,000/- already received by the claimants. 11. Mr. Timble submits that the interest rate should also be scaled down to 6% or 7% since the accident took place on 30.08.2013. Normally, such a plea could have been accepted. However, in the peculiar facts of the present case and since there is a lack of clarity on the issue of the Section 170 application, the interest as awarded by the tribunal can be maintained. This is also a case where the husband and the father of the claimants expired at the age of 44 years leaving the claimants to fend for themselves. In particular, it is necessary to note that claimant No.2 was hardly 13 years old at the time of the accident.
This is also a case where the husband and the father of the claimants expired at the age of 44 years leaving the claimants to fend for themselves. In particular, it is necessary to note that claimant No.2 was hardly 13 years old at the time of the accident. Upon cumulative consideration of these peculiar circumstances, the interest rate is not interfered with. 12. This appeal is therefore partly allowed. The compensation amount is now redetermined at Rs.80,82,504/- and the interest rate is maintained. 13. The respondents-claimants will be entitled to withdraw the balance compensation amount as now determined together with proportionate interest thereon from out of deposit made by the insurance company in this Court. The insurance company will also be entitled to withdraw the remaining amount together with proportionate interest thereon. Both the parties to submit their calculations to the registry and the registry will facilitate the withdrawals. The claimants will have to furnish the bank details so that the amount can be directly deposited in their accounts. 14. The appeal is partly allowed in the aforesaid terms. There shall be no order for costs.