New India Assurance Co. Ltd. ,Salem v. K. Subramani
2023-07-11
KRISHNAN RAMASAMY
body2023
DigiLaw.ai
JUDGMENT (Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988, to set aside the decree and judgment dated 03.09.2019 made in M.C.O.P.No.469 of 2018 on the file of the Motor Accident Claims Tribunal (Special Sub Court), Erode.) 1. This Civil Miscellaneous Appeal is filed to set aside the decree and judgment dated 03.09.2019 made in M.C.O.P.No.469 of 2018 on the file of the Motor Accident Claims Tribunal (Special Sub Court), Erode. 2. The learned counsel appearing for the appellant would submit that he is merely challenging with regard to the compensation awarded towards the permanent disability. Further, he would contend that due to the accident occurred on 07.06.2018, the claimant, who was a lorry driver, was injured and the disability was assessed by Doctor at 61%. The Court below had held that he cannot drive in future and had taken the entire disability of 61% as functional disability and awarded a sum of Rs.17,57,000/- for loss of earning power. However, it appears that the had renewed his driving license recently and the Transport Department will not renew the driving license without confirming the performance of the driver. Hence, it is clear that now he is in a position to drive. A copy of the renewed driving license of the claimant has also been produced before this Court. 3. Further, the learned counsel would submit that when such being the case, the Tribunal should not have taken into consideration the partial disability as functional disability and at least it should have taken 1/3rd of the partial disability as functional disability. Therefore, he would request this Court to award 20% as functional disability for the purpose of compensation for loss of earning power. 4. The learned counsel for the claimant would request this Court to take 30% of functional disability into consideration. However, he had also made a further request to add 20% future prospects, if this Court is inclined to take 20% as functional disability. 5. Heard the learned counsel appearing for the insurance company as well as the claimant and also perused the materials available on recored. 6. No doubt that in the present case, the claimant had sustained injuries. However, at the time of accident, which was occurred in the year 2018, the injured was a lorry driver.
5. Heard the learned counsel appearing for the insurance company as well as the claimant and also perused the materials available on recored. 6. No doubt that in the present case, the claimant had sustained injuries. However, at the time of accident, which was occurred in the year 2018, the injured was a lorry driver. Further, it appears that the Tribunal had taken into consideration a sum of Rs.15,000/- as notional income. As contended by the learned counsel for the insurance company, while passing the award, the Tribunal had awarded the compensation for entire disability of 61%, by determining the same as permanent disability. A perusal of the driving license, provided by the learned counsel for the insurance company, would show that now the claimant is able to drive the vehicle. 7. Under these circumstances, this Court is of the considered view that whatever suggested by the learned counsel for the insurance company is just and fair and the Tribunal should not have awarded compensation for the entire disability of 61%, by determining the same as permanent disability. Therefore, this Court is inclined to award the compensation for 20% of his functional disability and proceed to take the notional income of the injured as Rs.15,000/-. However, the Court below had not awarded any compensation in respect of future prospects. Therefore, this Court is of the considered view that since the age of the injured is 34 years at the time of accident, as held by the Hon''ble Supreme Court in National Ins. Co. v. Pranay Sethi & others reported in 2017 (2) TNMAC 609 (SC), the further prospects has to be added to an extent of 40%. If 40% future prospects is added, the notional income of the injured will be computed as below: Rs.15,000 (income) + Rs.6,000 (40% of the income) =Rs.21,000 8. Hence, the loss of income due to disability will be a sum of Rs.4,200/- (Rs.21,000*20%) per month and this Court is inclined to apply the multiplier ''16'' based on the age of the injured. Accordingly, the compensation for disability will be computed as: Rs.4,200 (income)*12(months)*16(multiplier)=Rs.8,06,400/- 9. Accordingly, the compensation awarded by the Tribunal is modified as follows: S.No Heads Compensation awarded by Tribunal (Rs.) Compensation awarded by this Court (Rs.) 1. Loss of Earnings Nil Nil 2. Transport to Hospital 10,000 10,000 3. Extra Nourishment 10,000 10,000 4. Attender Charges 10,000 10,000 5.
Accordingly, the compensation for disability will be computed as: Rs.4,200 (income)*12(months)*16(multiplier)=Rs.8,06,400/- 9. Accordingly, the compensation awarded by the Tribunal is modified as follows: S.No Heads Compensation awarded by Tribunal (Rs.) Compensation awarded by this Court (Rs.) 1. Loss of Earnings Nil Nil 2. Transport to Hospital 10,000 10,000 3. Extra Nourishment 10,000 10,000 4. Attender Charges 10,000 10,000 5. Future Medical Expenses 60,000 60,000 6. Damages for Cloths and Articles 4,000 4,000 7. Medical Expenses 2,87,000 2,87,000 8. Pain and Sufferings 1,00,000 1,00,000 9. Permanent Disability & Loss of Earning Power 17,57,000 8,06,400 Total 22,38,000 12,87,400 10. Though the learned counsel for the claimant requested this Court to consider for enhancement of compensation with regard to the other heads, this Court is not inclined to interfere with the compensation fixed by the Tribunal, since the same is just and fair. Only with regard to the loss of earning power and permanent disability, the compensation awarded by the Tribunal of Rs.17,57,000/- stands reduced to Rs.8,06,400/- and with regard to all the other aspects, the award passed by the Tribunal stands confirmed. 11. The learned counsel appearing for the insurance company would submit that 50% of compensation awarded by the Tribunal had already been deposited by the insurance company. 12. In the result, this Civil Miscellaneous Appeal is partly allowed and the appellant/insurance company is directed to deposit the additional amount, if any, based on the present revision of award, within a period of eight weeks from the date of receipt of a copy of this judgment, to the credit of MCOP.No.469 of 2018 on the file of the Motor Accident Claims Tribunal, (Special Sub Court) Erode. The Tribunal is directed to transfer the entire amount to the claimant by way of RTGS, within a period of three weeks from the deposit or from the date of receipt of the Bank details obtained for the claimant or application for withdrawal from the claimant, whichever is earlier. Consequently, the connected miscellaneous petition is also closed. No costs.