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2025 DIGILAW 1159 (MAD)

Branch Manager, United India Insurance Company Limited v. Ayyappan

2025-02-26

R.KALAIMATHI

body2025
JUDGMENT : This Civil Miscellaneous Appeal has been preferred by the insurance company / second respondent against the award dated 27.11.2023 passed in M.C.O.P.No.121 of 2021 by the Motor Accident Claims Tribunal / Principal Sub Court, Nagarcoil on the issue of negligence and liability. 2. Cross Objection (MD) No.48 of 2024 has been filed by the claimants herein for enhancement of compensation. 3. Heard the the learned counsel for the appellant, the learned counsel for the respondents no.1 to 3 / claimants and the learned counsel for the 4 th respondent. Perused the relevant records. 4. Claim petition was filed by the claimants herein who are the dependants of the deceased Sundaram under Section 166 of the Motor Vehicles Act, 1988, claiming compensation of Rs.41,00,000/- for the death of Sundaram on account of the accident that occurred on 17.07.2019. 5. At trial, to substantiate the claim details, two witnesses were examined and 15 documents were marked. On the side of the respondents, neither any oral evidence let in nor document is marked. 6. Upon consideration, the Tribunal passed an award for sum of Rs.15,85,158/-. The compensation granted by the Tribunal under various heads are given hereunder: Sl. No. Description Amount awarded by Tribunal 1 For loss of dependency Rs.1,20,000/- 2 For funeral expenses Rs.15,000/- 3 For loss of estate Rs.15,000/- 4 For loss of consortium Rs.1,20,000/- 5 For Medical Bills Rs.13,15,158/- Total Rs.15,85,158/- 7. In this case, P.W2 is the only ocular witness. It has come on record through the evidence of P.W2 - Sivaramakrishnan that on 17.07.2019 at about 9.45 a.m., while he was standing in front of photo studio of Sivasakthi and talking with the said Sivasakthi, he saw Tmt.Sundaram Ayyappan of Kulalar Street was coming by walk along the northern side of the road. At that point of time, one Afreen came in a two wheeler in a rash and negligent manner and hit upon the said Tmt.Sundaram from behind. Due to the said impact, Tmt.Sundaram was thrown out and fell on the opposite side and thereafter, he along with said Sivasakthi rushed to the spot and she was sent to the hospital in an ambulance. He came to know that she was in coma stage and she was undergoing treatment and after a year, she succumbed to the injuries. Due to the said impact, Tmt.Sundaram was thrown out and fell on the opposite side and thereafter, he along with said Sivasakthi rushed to the spot and she was sent to the hospital in an ambulance. He came to know that she was in coma stage and she was undergoing treatment and after a year, she succumbed to the injuries. From the cross-examination of P.W2, it is pellucid that the road is not a straight road and it is a east – west road. It is also made clear that while she was attempting to cross the road from north to southern direction in the centre of the road the accident occurred. 8. The aforesaid details have been averred in the counter of the 2 nd respondent. When a person tries to cross the road, he or she is expected to check both sides and thereafter, one has to cross the road slowly. Of course, the deceased was above 60 years, the Tribunal has observed that while the deceased was crossing road the accident occurred and the 1 st respondent could have easily averted the accident. Whether she had a fair chances to avert the accident is not elicited through the cross examination of P.W2. In such a view of the matter, the entire negligence fastened on the 1 st respondent is not acceptable. Since because no witness was examined by the respondent side in order to prove the negligence of the deceased Sundaram, the Tribunal concluded that it is because of the 1 st respondent rash and negligent driving the accident occurred is also not correct. In the given circumstance, relying upon the evidence of P.W2, contributory negligence at the ratio of 20:80 is fixed upon the deceased Sundaram and the 1 st respondent respectively. 9. Whereas in Cross Objection (MD) No.48 of 2024, the claimant herein have filed for enhancement of compensation. 10. It is the evidence of P.W.1 – Ayyappan that the deceased was an income tax assessee, was hale and healthy, and she was a home maker. It is the evidence of P.W.1 that she was a home maker aged about 66 years and earning a sum of Rs.7,000/- per month, but no details have been given in the claim petition. In this regard, during the cross- examination of P.W1, he would state that she was selling earthen pots. It is the evidence of P.W.1 that she was a home maker aged about 66 years and earning a sum of Rs.7,000/- per month, but no details have been given in the claim petition. In this regard, during the cross- examination of P.W1, he would state that she was selling earthen pots. Her income tax return for the year 2017-2018 is Ex.P8 and the annual income is shown as Rs.35,680/-. As regards the income from other sources, namely through rent, no doubt, even after the demise of Smt.Sundaram, the legal heirs would continue to receive the same. As per the details mentioned in Ex.P8, the annual income was fixed at Rs. 36,000/- by the Tribunal cannot be found fault with it. The claimants are three in number. As per the law laid down by the Apex Court in Sarla Varma and others Vs. Delhi Transport Corporation and others reported in 2009 (2) TN MAC 1 (SC), if the claimants are three in number, then 1/3 rd has to be deducted for personal and living expenses. As per the medical records, the age of the deceased is fixed as 66 years and as per the above said judgment, the relevant multiplier to be adopted is 5'. For computing loss of dependency, the following formula emerges: Loss of dependency = (Rs.36,000/- – 1/3 rd of Rs.36,000) x 5 = Rs.1,20,000/- 11. On conventional heads, for loss of estate, loss of consortium and loss of future expenses, the amounts awarded by the Tribunal appears to be reasonable and hence, it needs no interference. Therefore, the compensation awarded by the Tribunal is reworked as tabulated below: Sl. No. Description Amount awarded by Tribunal Amount awarded by this Court Award confirmed or enhanced or granted or reduced 1 For loss of dependency Rs.1,20,000/- Rs.1,20,000/- Confirmed 2 For funeral expenses Rs.15,000/- Rs.15,000/- Confirmed 3 For loss of estate Rs.15,000/- Rs.15,000/- Confirmed 4 For loss of consortium Rs.1,20,000/- Rs.1,20,000/- Confirmed 5 For Medical Bills Rs.13,15,158/- Rs.13,15,158/- Confirmed Total Rs.15,85,158/- Rs.15,85,158/- Confirmed Less 20% towards contributory negligence (Rs.3,17,031/-) Rs.15,85,158/- – Rs. 3,17,031/- -------------------- = Rs.12,68,127/- ------------------- Rounded off to Rs,12,68,000/- Reduced 12 . Thus, the compensation awarded by the Tribunal is reduced from Rs.15,85,158/- to Rs.12,68,000/- which would carry interest at the rate of 7.5% per annum. 13. 3,17,031/- -------------------- = Rs.12,68,127/- ------------------- Rounded off to Rs,12,68,000/- Reduced 12 . Thus, the compensation awarded by the Tribunal is reduced from Rs.15,85,158/- to Rs.12,68,000/- which would carry interest at the rate of 7.5% per annum. 13. In the result, (i) In the result, this Civil Miscellaneous Appeal No.1043 of 2024 preferred by the Insurance Company stands partly allowed and Cross- Objection No.48 of 2024 filed by the claimants stands dismissed. There is no order as to costs. (ii) The Compensation awarded by the Tribunal is reduced from Rs.15,85,158/- to Rs,12,68,00/-. (iii) The Appellant / Insurance Company is directed to deposit the modified compensation amount i.e.Rs.12,68,130/- (less the amount already deposited if any) together with interest at the rate of 7.5% per annum from the date of filing of petition till the date of realisation to the credit of M.C.O.P.No.121 of 2021 on the file of the Motor Accident Claims Tribunal, Principal Sub Court, Nagarcoil, within a period of eight weeks from the date of receipt of a copy of this Judgment. (iv) On such deposit being made, the respondents no.1 to 3 / claimants are at liberty to withdraw the same as apportioned by the Tribunal, along with interest and costs, after adjusting the amount, if any already withdrawn by filing necessary application before the Tribunal. Consequently, connected civil miscellaneous petition is closed.