Oriental Insurance Co. Ltd. , Represented By Its Regional Manager v. Annapurana, W/o. Late Manjunath M.
2025-12-04
UMESH M.ADIGA
body2025
DigiLaw.ai
JUDGMENT : UMESH M. ADIGA, J. Both these appeals arises out of the judgment and award dated 25.04.2023 passed by the Chief Judge, Court of Small Causes, Member, MACT, Bengaluru (for short 'the Tribunal') in MVC.No.1195/2022. 2. MFA.No.5157/2023 is filed by the insurer challenging the quantum of compensation awarded and MFA.No.6090/2023 is filed by the legal representatives of deceased seeking enhancement of compensation. 3. Both the appeals arises out of common judgment and award, therefore they are taken up together for disposal. 4. Though appeals are slated for admission, with consent of learned advocates appearing for both the sides, they are taken up for final disposal. 5. For the sake of convenience, the parties are referred to as per their rankings before the Tribunal. 6. The brief facts of the case are that on 06.02.2022, at about 08.30 p.m., the deceased Manjunath M, while crossing the temple road from its left side at JL Puram, Mysuru, the rider of the motorcycle bearing registration No. KA-09-EU-0112, rode his vehicle in a rash and negligent manner and hit the said Manjunath. As a consequence, he fell down and sustained grievous injuries. Immediately he was shifted to hospital and while undergoing treatment he succumbed to injuries. The claimants being his wife, son and daughter filed the claim petition seeking compensation. 7. Respondent No.1 was the owner and respondent No.2 was the insurer. Respondent No.2- Insurer denied the petition averments and denied its liability to pay the compensation and also contend that accident occurred due to contributory negligence of the deceased as well as the rider of the motorcycle. Hence, prayed to apportion the liability. With these reasons, they prayed to dismiss the claim petition. 8. The Tribunal recorded the evidence. Claimant examined one witness as PW-1 and got marked Exs-P1 to P20. Respondents have not led any oral or documentary evidence. 9. The Tribunal after hearing the argument on both sides and on appreciating the materials available on record, held that the accident occurred due to contradictory negligence of the deceased as well as rider of the motorcycle in the ratio of 20:80 respectively. 10. The Tribunal awarded the following amount of compensation: The Tribunal held that out of said amount claimants are entitled 80% of compensation i.e. Rs.17,15,884/-. 11.
10. The Tribunal awarded the following amount of compensation: The Tribunal held that out of said amount claimants are entitled 80% of compensation i.e. Rs.17,15,884/-. 11. Being dissatisfied by the said amount of compensation so also, holding that the deceased had contributed to the accident in question, claimants have preferred this appeal. The learned counsel for the claimants contended that the place of accident is not a main road. The deceased had crossed major portion of the road and before he could cross the complete road, rider of the motorcycle hit against him and caused the injuries. There was no negligence of the deceased to cause accident. The Tribunal has not considered these facts properly and erroneously considered the facts of the case and said that the deceased contributed to an extent 20% for causing of the accident. 12. The learned counsel for insurer contends that the Tribunal in its judgment discussed in detail about the said fact and also relied on the judgment of Koosappa Poojary vs. K.Sadabba and others , ILR 2013 KAR 1104 , and held that deceased who was crossing the road unmindfully in a place where it was not demarcated for crossing the road, led to a conclusion that accident occurred due to negligence of the person who crossed the road unmindfully. The Tribunal has properly applied its mind and considered the same and it doesn't call for any interference. 13. Undisputedly place of accident is within city of Mysore at J.L.Puram. Respondent No.2 has not led any evidence to substantiate the contention that deceased was unmindfully crossing the road without observing the movement of the vehicles. It is nobody's case that it was a heavy traffic road. No such facts was brought out in the cross-examination of PW1. 14. The rider of the motorcycle who caused the accident was not examined on behalf of the respondents. The police recorded the statement of one of the eyewitness, who has stated that when the deceased was crossing the road, rider of the motorcycle, came from his behind and hit him. As a result, the said Manjunath fell down and sustained injuries. It is not the statement of the said eyewitness, who was incidentally friend of the deceased, by name C. Raju that the said deceased was unmindfully trying to cross the road and at that time the accident occurred.
As a result, the said Manjunath fell down and sustained injuries. It is not the statement of the said eyewitness, who was incidentally friend of the deceased, by name C. Raju that the said deceased was unmindfully trying to cross the road and at that time the accident occurred. It is the contention of the respondent insurer that accident occurred due to negligence of the deceased. Onus shifts on him to prove the said fact. In the cross-examination of PW1 or in the charge sheet and enclosures, no case was made out by the police that suddenly he tried to cross the road, therefore, the rider of the vehicle could not avoid the accident and hit the deceased. When such case is not made out, it cannot be held that deceased had contributed for the accident. 15. It is common knowledge that in the residential places, the roads are not demarcated for crossing of the road since traffic is less. Only in case of the main roads as well as the highway, such demarcation could be seen. In the case of Koosappa Poojary (referred supra), there was materials to hold that the deceased of that case was unmindfully crossing the highway, which is having a heavy traffic. Looking at the facts of that case, this court held that the deceased was unmindfully crossing the road in an undemarcated place. Therefore, held that he had also contributed for the cause of accident. The law laid down in the said judgment cannot be made applicable to facts and circumstances of the present case. In view of facts and circumstances of the of the present case, the finding of the Tribunal that accident occurred due to contributory negligence of the deceased is not tenable, which requires to be set aside. 16. It is the contention of the claimant that deceased was a businessman and was earning more than Rs.30,000/- per month. The Tribunal had accepted the self-serving statement and the licence produced before the court. The claimants have not produced any account books of the said shop. The so-called licence issued by the Mysore City Corporation indicates that the deceased was engaged in repairing mixers and cookers. The claimants have not produced any public records regarding payment of the tax to the Government. 17.
The claimants have not produced any account books of the said shop. The so-called licence issued by the Mysore City Corporation indicates that the deceased was engaged in repairing mixers and cookers. The claimants have not produced any public records regarding payment of the tax to the Government. 17. If deceased was earning Rs.30,000/- per month from the business, then he must be an assessee under the Income Tax Act because his income exceeds Rs.3,36,000/- per annum. Therefore the contentions of the claimant that he was earning Rs.30,000/- per month is not substantiated by any reliable evidence. The notional income of the deceased has to be determined. Following the chart prepared by the Karnataka State Legal Services Authority his notional income is taken as Rs.15,500/- per month. Deceased was aged 60 years. Therefore, as held in the case of National Insurance Co. Ltd vs. Pranay Sethi and Ors., (2017) 16 SCC 680 , 10% of the income has to be added towards future prospects. The deceased was married and had left behind him his wife and two children. Even if we consider the children are majors, there is no evidence to show that they had independent source of income. Even otherwise, one third has to be deducted towards personal expenses. 18. The contention of the learned counsel for insurer that 50% of his income has to be deducted Towards personal expenses since he left behind him his wife and children are not dependent upon his earnings, cannot be a ground to deduct 50% of the income towards personal expenses. 19. On the basis of above facts, compensation has to be re-calculated. There is no dispute in respect of compensation awarded on other heads. On re-appreciation of the materials, the claimants are entitled for following amount of compensation. 20. Accordingly, the following compensation is awarded: Claimants are entitled to compensation of Rs.13,93,000/- as against Rs.17,15,884/- awarded by the Tribunal along with interest @ 6% per annum Remaining portion of the award passed by Tribunal is not disturbed. 21. Accordingly, I proceed to pass the following: ORDER i. Both the appeals are allowed in part. ii. The impugned judgment and award dated 25.04.2023 passed by the Chief Judge, Court of Small Causes, Member Principal Motor Accident Claims Tribunal, Bengaluru in MVC.No.1195/2022 is modified; ii.
21. Accordingly, I proceed to pass the following: ORDER i. Both the appeals are allowed in part. ii. The impugned judgment and award dated 25.04.2023 passed by the Chief Judge, Court of Small Causes, Member Principal Motor Accident Claims Tribunal, Bengaluru in MVC.No.1195/2022 is modified; ii. Claimants are entitled to compensation of Rs.13,93,000/- along with interest at the rate of 6% per annum from the date of claim petition till its realization as against Rs.17,15,884/-, awarded by the Tribunal. iii. Respondent No.2 shall deposit the said amount within a period of 6 weeks from the date of the award. iv. Whatever amount deposited by the insurer shall be transmitted to the Tribunal. v. The apportionment, deposit and release etc., are as per the award passed by the Tribunal. vi. Draw award accordingly. Registry is directed to send back the trial Court records along with a copy of this judgment to the concerned Tribunal.